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How old is he? What state is he coming to? Around 64. We are in Illinois. Consider purchasing either Atlas America Insurance or Liaison Continent Insurance. Both of them will cover up to $15,000 in acute onset of pre-existing conditions for people below the age of 70 years. I hope that answers your questions. If you have any other questions, please feel free to post them here or contact us at any time. Consider purchasing either Atlas America Insurance or Liaison Continent Insurance. Both of them will cover up to $15,000 in acute onset of pre-existing conditions for people below the age of 70 years. I hope that answers your questions. If you have any other questions, please feel free to post them here or contact us at any time. How about for people above the age of 70 years? My dad is in a similar situation. Please advice Practically, there is no plan that would cover acute onset of pre-existing conditions for people of the age 70 years and above. However, look at /pre-existing-conditions-coverage-visitors-health-insurance/ You will see Inbound USA and Visitors Care. They cover up to $3,000 or $2,500 respectively if the person is admitted into the hospital due to heart or stroke that is due to pre-existing conditions. Please note that both are fixed coverage plans and pay only a portion of the actual expenses even for new medical conditions. We always recommend everyone to buy comprehensive coverage plans only. So is there any plan that can cover cancer as a pre existing condition. Ofcourse just the onset in case something comes up. Please advice. No. Unlike heart attack type situation, in most cases, you don't need immediate treatment for cancer. In almost all cases, if cancer is detected and is pre-existing condition, you can just put the person in the plane to their home country and can get treated there. No. Unlike heart attack type situation, in most cases, you don't need immediate treatment for cancer. In almost all cases, if cancer is detected and is pre-existing condition, you can just put the person in the plane to their home country and can get treated there. Very true. But here is a situation that could come up with my dad. He is a prostate cancer patient who had undergone radiation for the same and is doing fine now. It is possible that he might get little pain or some kind of stinging sensation while urinating something like UTI in ladies for which the urologist may need to prescribe some medication if needed. This is currently not happening but had happened sometime in the past when he was undergoing radiation. So in case such pain arises will it be covered under the pre-existing condition or not? If Yes based on the acute onset of pre-existing condition then which one would you recommend? He is 70+. Please advise. Thank you. There is no plan available anywhere in the market that would cover that. You will have to pay for those expenses yourself. Before deciding to invite him, that is what you will have to decide whether you are willing to pay for those expenses yourself or not.

Ashish, You can consider purchasing Atlas America Insurance as it is family friendly plan. You can get all the details on the above web page and you can purchase it online. If you have any other questions, please feel free to post them here or contact us at any time.

Ramya, Thank you for your interest in purchasing visitors insurance. First, I would like to clarify that Visitors Care has an optional rider that would cover up to $5,000 ($2,500 for 70+) if the person gets admitted into the hospital due to heart attack or stroke that is due to pre-existing conditions. There is no other pre-existing conditions coverage in Visitors Care. While both Patriot America and Visitors Care are excellent plans, they don't cover any pre-existing conditions (other than as described above for Visitors Care.) We always recommend everyone to purchase the comprehensive coverage plans and never the fixed coverage plan. Patriot America is a comprehensive coverage plan while Visitors Care is a fixed coverage plan. If your mother is below the age of 70 years, you can consider purchasing Atlas America insurance that provides up to $15,000 in acute onset of pre-existing conditions and is not limited to admitance into the hospital due to heart attack or stroke. Therefore, regarding emergencies arising from blood pressure, that might be more suitable to you. Alternatively, if your mother is below the age of 65 years, and if you are willing to buy a minimum of $1,000,000 policy maximum, you can consider purchasing Patriot Platinum America Insurance that covers up to $20,000 in acute onset of pre-existing conditions. I hope that answers your questions. If you have any other questions, please feel free to contact us at (866) INSU-BUY at any time. Thank you So Much! I have decided to go with Atlas America.

From the limited information you have posted, it seems that you might have purchased a fixed coverage plan. Therefore, the insurance company has paid a limited amount. That is why we always recommend everyone to buy only the comprehensive coverage plans. Anyway, if the bil lis 22K+ and if the hospital is asking you to pay only 5.7K, that is a very big discount that I have ever heard directly from the hospital. You can see if you can further negotiate with them but I find it unlikely. You will have to pay that bill. And next time, please please buy the comprehensive coverage plan only. Well comprehensive coverage plans are expensive and going by the trend I never thought i have to take my parents to the hospital. I think the hospital did some unnecessary tests which were real expensive. 5.7 K is still too much for me. Do you think anything can be done to reduce this burden? What you pay is what you get. Insurance is for unforeseen and unpredicted events. You never thought that they would need to go to the hospital, but they had to. That is what the insurance is for. If fixed coverage plan were enough, there would be no reason for comprehensive plans to exist. You can talk to the hospital to see if they can reduce the bill further.

Hello, There are no plans that will cover pregnancy/childbirth or the related expenses. In general, visitor medical insurance plans cover new illnesses and injuries that occur after the effective date of coverage. Please feel free to contact us if you have any questions.

Hello, You can buy month to month. The only difference in cost is there is a $5.00 renewal fee every time you renew it. Since that plan has a per incident deductible that will not affect anything. Be sure and read the brochure before you purchase any plan so you know exactly what is covered. That is a very BASIC plan and if something major happens you will have a lot of out of pocket expenses. It is always recommended to go with a comprehensive plan . We had a client fall down the stairs and needed a $30,000 surgery. Inboung Guest only pays $3960 for surgerys so be aware of what you are buying.