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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Student Insurance sports coverage needed My son is going to mayville state university and we are looking for medical insurance to cover term times - 19 aug 2016 - may 19 2017, the policy must contain a sport coverage as he is quite active,

A:
Thank you for contacting Insubuy for your insurance needs. Are there any insurance requirements that the University has that would need to be met for coverage? If so, please send them so that a proper plan recommendation can be made for coverage. Also, provide the visa type that he will be arriving on while in the United States. If there are no requirements any of the following plans would be suitable coverage that would include coverage for interscholastic sports. Please use the links listed below to review these plan options. Student Secure brochure & instant purchase link: /student-secure-insurance/ Study USA brochure & instant purchase link: /study-usa-insurance/ Is $5000 enough on the sport injury side?, is there one with more cover, as i don’t think that would cover a broken nail. Thank you for contacting Insubuy for your insurance needs. There are no plans that will cover more than this amount for a sports related injury. If you are looking for more coverage for these type of injuries, generally Universities will offer domestic coverage from the schools that will cover the intramural sports without limitations. International insurance plans are going to be more restrictive and have limits. If you need any further clarification please feel free to contact our office.
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Q:About Study USA Insurance for Students I will be a US exchange student from this August. I'm now planing to purchase study USA Florida plan. I have 2 questions relating to this. Does this insurance cover ambulance? I heard about once we use ambulance in US, we have to pay $450 or so. Therefore I afraid about that. And, does this insurance meet the requirements of the University of Central Florida?

A:
Thank you for your interest in purchasing insurance through us. The Study USA Florida plan does cover the ambulance as long as the insured is admitted as inpatient for a covered illness or injury. The Study USA Florida plan does meet the requirements of the University. If you need additional assistance please feel free to contact our office.
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Q:Student Insurance University of Central Florida I am going on exchange to University of Central Florida, they have highly recommended to get my health insurance with you. So... What do I have to do?

A:
Thank you for your interest in purchasing insurance through us. We have a special plan for UCF. You can purchase Study USA Florida plan. Study USA FL brochure, instant purchase link, /study-usa-insurance/ Please feel free to contact us if you have any further questions.
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Q:Insurance for F1 student Hi, good evening. I'm an international student at Citrus College in Glendora, California and I'm looking to switch my current school's health insurance which is attached below. They said in order to be allowed to switch, my future insurance policy needs to match this policy or be better. Any information would be much appreciated.

A:
Can you please provide us the compliance form or waiver form that is given by your school in order to waive your school insurance. Then only we can match the plan as per your school requirements. Or you can find Student insurance at, /international-student-medical-insurance/
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Q:Personal Student Health Insurance in USA I am a medical student who has come to USA for a period of a few months and need personal health insurance for this time period just to be on the safer side of being covered though I believe nothing will happen. Can you please tell me what your charges are for 1 month and for 3 months ? Kindly please reply in detail with full authentication.

A:
Thank you for contacting Insubuy for your insurance needs. What type of visa will you be coming to the US on? We have plans on our website www.insubuy.com for both J1 and F1. If you are coming on a J1 or F1 then please provide as an attachment what requirements your sponsor or school has so we can recommend plans accordingly. We will also need your age, the state you will be staying in, and the dates you need coverage to provide a quote. If you need additional assistance please feel free to contact our office.
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Q:Student Insurance Pre-Existing Conditions Hi, I'm an international student who planned on studying in the USA (Florida), starting my freshman year of college this July. I have type 1 Diabetes, therefore I need things such as insulin, needles, test strips, etc. in order to treat my medical condition. What plan would you suggest me if I wanted to spend as less as possible in prescriptions? How much is it going to cost me monthly?

A:
Hello, Thank you for contacting Insubuy for your insurance needs. Are there any requirements that your University has that need to met as far as the insurance is concerned? Typically there is a waiting period before any pre-existing conditions will be considered and these waiting periods can be anywhere from 6-12 months depending upon the plan selected. If there are domestic coverage options offered from your University, it is recommended that you purchase the domestic options as it is the only type of plan that will start covering pre-existing conditions from day 1. Please use the link listed below for plan options that will be available to you as an International Student in the United States. International Student Medical Insurance: /international-student-medical-insurance/
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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