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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Which plan covers:1. Routine medical check up for wellness, including radiology, ultrasound, laboratory blood tests, pathology and physical therapy.2. also covers primary care office visit cost3. covers immunization and cancer screening

A:
We do not offer any plans that will provide those benefits. If you are a J1 visa holder, we would recommend enrolling in the insurance offered through your sponsoring organization as that would most likely be a domestic insurance plan that can cover those types of services. If you have any additional questions, please let us know.
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Q:Hi I have extended my 1 month travel insurance for another month 50,000 per incident and 0 deductible But I want to upgrade the month to the requirements below Medical Expense accident sickness 250,000 per incident Accidental Death Dismemberment 10,000 Emergency Medical Evacuation 250,000 Repatriation of Remains 50,000 Would that be possible and how much would it cost

A:
There is not a way to upgrade an existing active policy and the plan you have does not offer those coverage levels even if someone was purchasing a new policy. I am not sure what you are referring to when you state you need the insurance to meet the listed requirements. Are you here in the U.S. on a B2 visitor visa? The B2 visa has no specific requirements. Have you filed to change your visa status? If you are here on anything other than a B2 visitor visa or have filed to change status, we would need to know to be able to properly advise. If you have any additional questions, please let us know.
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Q:We want to extend our insurance from April 6-June20,2022, but this should cover US & UK, how can we do it?

A:
The Safe Travels for Visitors to the USA plan will allow the coverage area of United States and during travel. You may extend coverage online or by calling our office at +1 (866) 467-8289. Should you have additional questions or need further assistance please let us know.
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Q:Can I buy insurance now when I'm already in usa? I'm a visitor.

A:
You may view and quote the applicable plans in the Visitors to the USA section of the website. Enter the applicable details to view the available plans. Should you have additional questions, you may also call our office at +1 (866) 467-8289.
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Q:grievance redressal Contact details

A:
You may call our office at +1 (866) 467-8289 and any of our licensed representatives would be happy to assist you.
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Q:Do l have to pay first then claim?

A:
This is dependent on the provider you are visiting. The doctors have the ability to set up direct billing, however, it is determined by their own individual business practice. If asked to pay our of pocket, you will file a claim for reimbursement for any eligible expense. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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