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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Yesterday I have tried to pay insurance policy for my reletives with Diners Club International card (which is DISCOVERY family card) but there was statement that "vard number is invalid". My card is fully operational and I didn`t have any problems to pay online. My question is are You accept Diners Club International card? I am trying to purchase the Patriot America Plus plan.

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, the plan that you are attempting to purchase cannot be purchased with the Diners Club International Card. You can pay via America Express, Discover, JCB, MasterCard, Visa and Echeck. If needed you can also pay via wire transfer and we can provide instructions on how to do so if needed. Please let us know how we can be of assistance.
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Q:My parents are visiting us in the state of Washington and I would like to understand if I can go with the Atlas America Insurance. They are reaching on 3rd May and will stay in Washington state for little less than 6 months.

A:
As you long as you buy the insurance when they are physically not located in Washington state, you are fine. In other words, buy the insurance before they arrive in the US. You can purchase it online here.
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Q:i was just looking at the quotes for travelling to UAE for my family. i am a British citizen with India as my home country.. My date of travel is from 9th May to 16th May. What i am keen to know is the claims process. for e,g while walking i fell down in a park in Dubai and am hospitalized - how will the cashless hospitalization or say surgery if required work out. How quickly do you respond to the hospital in UAE and what is the sort of procedure. as you do realize each country has its own rules etc so i wanted to be sure before purchasing. thanks

A:
Insurance company is always willing to work with the insurance company directly. You can provide the insurance details to the hospital and it really depends upon them how they would like to deal with them. Please let me know if you have any other questions.
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Q:Would it be possible to take up this policy from the UK and pay in sterling?

A:
The plans accept payment in US dollars. If you have a credit card that converts the payment to US dollars then that will work.
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Q:I am an international graduate student at Florida Atlantic University, USA. I am seeking for health insurance from you. My university has 17 criteria which you need to fulfill. Please see the below form where those criteria are mentioned. Please suggest me which policy would be best suitable for me.

A:
Thank you for contacting Insubuy for your insurance needs. There are 2 plans available that will meet the requirements mentioned. There is a plan called Student Secure Select and Elite that will work. *Please note that only the SELECT and ELITE level plans will meet these requirements. If you need any additional assistance please contact our office.
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Q:I am an international student this July and would like to get information about your international medical insurance to comply with my school's requirement as below: - School's requirement: Any plan that you have would have to meet the Affordable Care Act and allow you to be treated for routine and emergent care while you are in and around Nashville. The plan cannot be an international policy or a travel policy.

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there is not a plan that we could offer you to meet your schools ACA requirements.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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