Ask Our Specialists

Atlas America is a family friendly plan. So if one parent insured child under 9yrs will get insurance at no cost. If you get the quote is total premium for you and your husband. You will not pay anything for the child so when you file reimbursement that is only for you and your spouse. You can look at the per day rate in the brochure here. If you send us your age, spouse age, start date, end date, policy max and deductible that you are looking for we can send you quote separately means how much you pay for your husband and for you.

1. Mammography would not be covered as the plan does not cover preventative care as this considered to be a preventative service which would not be covered under the policy. Preventative Screening is any service that is done such as a routine checkup or a women’s annual that should typically be done in the home country. 2. Once a plan is active is it recommended to continue with that plan throughout the duration of the stay. As purchasing a new plan would be new and anything that happens before the effective date of the new policy would not be covered to include any injured or illness that may have occurred under your previous policy. 3. Yes, the plans will cover anywhere outside of the home country or country of citizenship and during travel. 4. This would still be considered a pre-existing condition the plans have specific exclusions for cancer. If you have any further questions please feel free to contact our office. Thank you for your response. I just have a few follow up questions -- 1. Do you have a recommended insurance plan which will cover preventive exams? 2. What coverage is available for cancer? Please advise. Thank you for contacting Insubuy. Unfortunately, there are no plans on the market for a visitor to cover any pre-existing conditions or preventative care. If a non U.S. resident or citizen wishes to receive any treatment for a pre-existing condition or have preventative checkups this is an expense that would be solely out of pocket. If you need any further assistance please feel free to contact our office. Please review the link to a helpful FAQ that may assist with any unanswered questions. Visitors Insurance for Cancer Treatment in USA: /visitors-insurance-for-cancer-treatment-in-usa/

Thank you for your interest in purchasing insurance through us. We have many insurance plans that covers medical and evacuation. But before we suggest any plan would like to know your legal status, where do you need coverage, travel duration etc. Once we get these information will be glad to suggest some insurance plan accordingly. Meantime, you can visit our website at www.insubuy.com Please visit appropriate section. Enter related information. You will find many plans and you can also compare them side by side. If you have any further questions feel free to contact us. I am inquiring about emergency medical expenses and medical evacuation coverage for my parents to visit Japan where I am currently stationed. They are US citizens, and would need coverage for 15 days in April. The plans in our travel outside USA section /travel-health-insurance/ will cover your parents for medical and evacuation as required as long as you purchase a $100,000 policy max. If you would like a quote emailed to you then provide their ages and their state of residence. You can also contact our office for additional assistance.

Thank you for contacting Insubuy. We are a broker and offer all of the major plans on the market. These plans are designed to cover only any new illness, injury or accident which occurs after the effective date of the policy. They will not cover pre-existing conditions, routine doctors’ visits, immunizations, or medications which are in relation to a pre-existing condition. There are two different types of plans either fixed or comprehensive. The fixed plans are less expensive, and will pay a fixed amount as per the schedule of benefits. The comprehensive plans which would recommend will pay a percentage of the cost after your deductible amount. In order to recommend the appropriate plan we will need more information. Can you please state your parents visa status, and also the dates you would the coverage to start and end? You may also obtain a quote by contacting our office at (866) 467-8289. If you have any additional questions please let us know. Vistors Insurance: /visitor-insurance/ Thanks for the prompt response. The coverage start date is 9th April 2016 and end date is 2nd Oct 2016. My parents are coming to the US on a visitor visa. Thank you for sending the requested information. We have emailed you a separate quote for each parent. For your Mother we would recommend the Atlas America, and for your Father we would recommend the Patriot America. You may review the plans using the quote or by using the links below. Purchasing can be done online or by contacting our office at (866) 467-8289. If you have any additional questions please let us know. Atlas America: /atlasamerica-insurance/ Patriot America: /patriot-america-lite-insurance/ Thanks! The policy doesn't cover pre-existing conditions. What does it mean? That means pre-existing conditions are excluded for age 70+ under Patriot America plan. Update: Now we have Safe Travel USA Comprehensive coverage plan which covers acute onset of pre-existing conditions up to $25000 for age 70-89 yrs. You will find more information at, /safe-travels-usa-comprehensive-insurance/ If you have any further questions feel free to contact us.

Thank you for contacting Insubuy. We were unable to locate the providers listed below. The closest Stillwater Clinic location was the Healtheast Stillwater Clinic on Curve Crest Blvd. I have emailed you the list of providers in your area. You may also contact the providers directly and verify if they are contracted with the Coventry/First Health PPO network. With the Patriot America plan you may visit any provider, but you would be responsible for the out of network 20 percent coinsurance after the deductible. If you have any additional questions please let us know. Patriot America Provider Search: /international-medical-ppo-network/

Thank you for contacting Insubuy. Based on the information provided I would recommend the Patriot America Plus plan. This is a short term health insurance plan which is designed to cover new illnesses, injuries or accidents which occur after the effective date of the policy. You may review the plan details by using the link below. You may purchase online, or over the phone by contacting our office at (866) INSUBUY. Patriot America Plus: /patriot-america-plus-insurance/ Can you please help me with below questions : 1. My family is going to stay with me till my Visa expires, they are not coming for a short term, still am i eligible to take this plan ? 2. Is it mandatory that i should put them in my employers group insurance plan? means can i stay in my employer insurance plan and for my spouse and kid can i take this plan ? 3. Important : what all will not be covered with this plan than compared to general employers insurances ? 4. As my kid is just 1 yr old, does this plan cover all the illness for him, including Immunity tests and others ? 5. Does it cover all illness and maternity for my spouse ? 6. What is the general practice of claiming the insurance ? do we need to go network hospitals or any where ? 7. Does this also cover travel insurance, they are coming from India, is it valid from the date when they fly out from India to Chicago? This plan is primarily designed cover the insureds medically anywhere outside of their home country. Please do keep in mind the insurance coverage dates are based on U.S. eastern standard time. You may want to add a day to the effective and expiration dates as needed. If you have any additional questions please let us know.