Ask Our Specialists

Thank you for your interest in purchasing insurance through us. As a broker we provide insurance from many companies. Essentially, all the plan fall into two categories fixed plan and comprehensive plan. Fixed plans cost less and provide limited coverage while comprehensive plans cost more and provides better coverage. If you provide insured age, travel date and which state do you need coverage We will be glad to send you quote in a separate e-mail. Meantime, You can visit our website at www.insubuy.com Please enter appropriate criteria. You will find many plans and you can also compare them side by side. If you have any further questions feel free to contact us.

Hello, Thank you for your interest in purchasing insurance through us. We have many plans that will cover you as you travel outside the US. You can access the plans by clicking this link /travel-health-insurance/ and entering in the required information. If you would like me to forward quotes then I would need additional information such as the dates of your trip, your age, the states you reside and your citizenship/home country. You can also contact our office and speak with a licensed agent to obtain a quote. Thank you for your response. I will be leaving on the 26th of April and returning on the 23rd of August. I am 36 as of today. I live in Florida and I am a citizen of the United States. Is this enough to provide me with a quote please? Thank you. You can purchase Patriot International plan. If you take $100,000 coverage with $0 ded. Premium would be $163.63 from 04/26-08/23. Patriot International brochure, instant purchase and other useful information, /patriot-international-lite-insurance/ You can also find more plans at, /travel-health-insurance/ Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions. Have a great day!

Thank you for your interest in purchasing insurance through us. As a broker we provide insurance from many companies. But all the insurance pay for any new sickness, injuries or accidents that may occur after the effective date of the policy. It does not cover any pre-existing conditions and preventive care. However we have some plan covers acute onset of pre-existing conditions. But as per my understanding person who has cancer probability is very less to have some life threatening emergency because of cancer. More information on acute onset of pre-existing conditions. /visitor-insurance-acute-onset-of-pre-existing-conditions/ Before we suggest any plan would like to his age, travel dates and which state do you need coverage for him? Once we get these information will be glad to suggest some insurance plan accordingly. Have a great day! My father's age is 62 and mother's age is 60. Tentative travel dates are : May 1, 2016 to Oct 15, 2016. They will be visiting California. I will email quotes separately for comprehensive plans. We recommend plans that include coverage for Acute Onset of pre-existing conditions. If you need additional assistance please feel free to contact our office. Just to continue our old conversation, I'm planning to buy comprehensive Liaison continent A plan that includes coverage for pre-existing condition. I have few questions before i make the purchase: 1) Is Liaison continent a good insurance provider? Do they have good customer service if it comes to billing/claim. How is your past experience with them? 2) My parents age changes during the policy period, do i need to split the policy into two? Answer for your questions below: 1. PPO network for Liaison Continent plan.It’s very good plan. Insurance will cover whatever treatment medically necessary as long as it’s not pre-ex and preventive care. However this plan has acute onset of pre-ex benefits, /safe-travels-usa-comprehensive/acute-onset-pre-existing-conditions-coverage/ Insurance will not pay anything related to cancer. 2. Age group is 60-64 yrs. So there will not be any difference in the premium. It doesn’t matter whether you do one application or separate application. Liaison Continent brochure, instant purchase link, /safe-travels-usa-comprehensive-insurance/ You can find more plans at www.insubuy.com Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions. Hi, Thanks for the update. I'll be starting the policy from 4/14, my mom's age at the time will be 59 yrs but she will be 60 on 4/20. Is there any where in the prospectus that says that a policy needs to be changed when the policy holder moves to a different age group during the coverage period? The coverage would not change for your mother when she goes from 59 to 60 but the premium would increase with most plans upon renewal. For example, if you purchase for one month you would pay the premium for a 59 year old. If you renew the policy the next month you would then be charged a higher premium based on the current age of 60. If you instead purchase the plan for the full duration then that would lock in the premium for a 59 year old for the full duration. She would not have to change plans at any point. If you need additional assistance please feel free to contact our office.

Hello, Thank you for contacting Insubuy for your insurance needs. Complications of pregnancy is defined as: illnesses whose diagnoses are distinct from pregnancy, but are adversely affected by pregnancy or caused by pregnancy, and not associated with a normal pregnancy. This includes: ectopic pregnancy, spontaneous abortion, hyperemesis gravidarum, pre-eclampsia, eclampsia, missed abortion and conditions of comparable severity. There is no additional cost for this benefit. If you have additional questions feel free to contact our office. Dear Sirs, Thank You so much for such a quick response. I would like to clarify, in unlikely case of premature birth of child - this case would be complication of pregnancy and would be covered by insurance or not? Also in case of an accident of eligible medical expenses, do we need to cover all expenses ourselves and insurance company would reimburse us afterwards, or would insurance company communicate with medical centre directly without our involvement? Hello, Any complication that arise due to complications of child birth are not covered. The pregnancy complication is for complications that arise prior to child birth. These instances would include and ectopic pregnancy, spontaneous abortion, hyperemesis gravidarum etc.… No compilations related to child birth, on complications that arise during the first 26 weeks. Pregnancy Complications does not include : false labor, edema, prolonged labor, prescribed rest during the period of pregnancy, morning sickness and conditions of comparable severity associated with the management of a difficult pregnancy, and not constituting a medically distinct condition. As far as billing, it is at the providers discretion whether or not they would like to bill directly or have you pay out of pocket. Typically in network providers will bill directly, so it is most beneficial to seek treatment from in network providers. If you need any further assistance please feel free to contact our office.

Hello, Thank you for contacting Insubuy for your insurance needs. Your husband would be eligible to purchase Patriot America plans. You would be eligible to purchase a plan called Liaison Continent. Liaison Continent brochure and instant purchase link, /safe-travels-usa-comprehensive-insurance/ If you would like a quote, please provide the dates you would like coverage and the state you will be visiting. If you need additional assistance please feel free to contact our office.

Network negotiated charges are only for covered expenses. For non-covered expenses, you will pay completely out of your pocket. You can purchase insurance online at https://www.insubuy.com