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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Im argentinian actually living in UK and going to Costa Rica, I will need an insurance for COVID-19 for the following date 26-8 to 30-9. Costa Rica government ask for the following: - Validity of the policy during the visit to Costa Rica. - Guarantee that it covers medical expenses in cases of COVID-19 in Costa Rica, for at least $50,000 (fifty thousand United States dollars). - That it includes a minimum coverage of $2,000 for expenses of extended lodging due to the pandemic. Does your plans cover these? What plans do I have as an option? What is the cost? Thank you.

A:
Thank you for contacting Insubuy for your insurance needs. We have numerous medical insurance plans that can cover for COVID-19 in case it were to manifest in the body after the effective date. The plans can be found here. Keep in mind, the plans are designed to cover the new illnesses and injuries that manifest in the body after the effective date of the policy. They will not cover the pre-existing conditions, preventative or routine care. With regard to coverage for extended lodging due to the pandemic, this would be an expense you would pay from your pocket as no plan on the market would offer such coverage. Should you have additional questions or need further assistance please let us know.
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Q:Cdn relatives from Seattle wish to come to Vancouver for a day. What coronavirus conditions do they have to meet?

A:
Thank you for contacting Insubuy for your insurance needs. We have numerous plans available that offer coverage for COVID-19, in case it were to manifest in the body after the effective date of the policy which are located on the website here. The plans are designed to cover the new things that manifest in the body after the effective date of the policy. They will not cover the pre-existing conditions, preventative or routine care. Its important to keep in mind that COVID-19 also has a known incubation period of 2-14 days where an individual can go without symptoms. It would be determined at the time of service by the attending physician notes and lab results if a positive test result would result in coverage in this situation. Should you have additional questions we would recommend speaking with one of our licensed representatives over the phone by calling (866) 467-8289.
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Q:I'm an Australian citizen on an O1 visa, will be working in the US for the next 3 years, I'm looking for a package that would cover corona virus and emergency hospital fees, such as operations, hospitalizations. I'm 30 years old with no major health issues.

A:
Thank you for contacting Insubuy for your insurance needs. For your situation we would recommend purchasing the Safe Travels USA Comprehensive plan. The plan is designed to cover the new illnesses or injuries that manifest in the body after the effective date of the policy, including COVID-19. It will not cover pre-existing conditions, preventative or routine care. You may find out more information on the plan as well as purchase it here. Let us know if you have additional questions or need further assistance. We can also be reached by phone at (866) 467-8289.
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Q:I am visiting US from 28 Aug 2020 to jsn 31 2021 to see my daughter. I am travelling from india. Would u have a policy that covers any medical rmergencies and trip related incidents

A:
Thank you for contacting us for your insurance needs. We have numerous plans available that will offer coverage for new illnesses and injuries that manifest after the effective date, as well as plans that offer trip protection. You may find and quote the plans at the below links. - Travel Medical Insurance - Trip Insurance Keep in mind the plans are designed to cover the new illnesses and injuries that manifest in the body after their effective date. They will not cover the pre-existing conditions, preventative or routine care. Should you have additional questions you may call our office at (866) 467-8289.
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Q:I have type 2 diabetes and high BP since the last 15 years. Both are under control with medication, exercise and diet control. Will this be treated as chronic condition?

A:
If something occurs that has to do with a pre-existing condition, the only way it could be covered under any plan on the market would be if it fell under the acute onset benefit. You can read more about the benefit here. At the time of the claim the claims department will review the attending physician notes and lab results to make the determination of if it is an eligible expense or not. Should you have additional question you may call our office (866) 467-8289.
{{currentOrigin}}/answers/international-travel-insurance/chronic-condition-coverage-in-visitor-insurance-49992/

Q:Hi, My father is 76 years old Indian national and has pre-existing condition. Are you able to provide a travel medical insurance policy to the UK for 6 months starting 9th Sept that covers for pre-existing conditions? Thanks

A:
Thank you for contacting Insubuy for your insurance needs. We have numerous plans available to him which can be quoted here. Keep in mind that the plans available on the market will not cover for the pre-existing conditions, preventative or routine care. Should you have additional questions or need further assistance you may reach us at (866) 467-8289.
{{currentOrigin}}/answers/trip-insurance/pre-existing-coverage-for-international-travel-51865/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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