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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My father who is 75 will be visiting me in New York for 35 days in the summer. I am looking for short-term health insurance to cover any unexpected illness during the stay, inclusive of his pre-exisiting illness (high blood pressure). He will be using B1/B2 visa, arriving July 26 and leaving on Aug.29.

A:
The plan we would recommend is the Safe Travels USA Comprehensive. We have emailed the quotes for the available plans. Plans will cover any new illness or injury that occurs after the effective date. The Safe Travels USA Comprehensive is one of the only plans that also include the Acute Onset benefit for someone over the age of 70. If you have additional questions please feel free to contact our office.
{{currentOrigin}}/answers/visitors-health-insurance/short-term-coverage-for-pre-existing-conditions-for-elderly-visitors-41366/

Q:Do you have any visitor cover for pre-existing condition such as knee reconstruction / replacement?

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately,, there are no plans that you can purchase to cover pre-existing conditions or know treatments that are needed. Plans are designed to cover the new accidents and new illnesses that happen after the effective date of the policy.
{{currentOrigin}}/answers/visitors-health-insurance/coverage-for-pre-existing-conditions-for-visitors-knee-replacement-79586/

Q:I am interested in buying the Careington Discount Dental and Vision Plans for a period of one year as a supplement starting from January 15, 2019. Can you please send the instruction on how I can purchase the named discount plan for a period of one year (from January 15, 2019, to January 15, 2020)?

A:
The Careinton Dental/Vision Discount plan cannot be purchased 6 months in advance. You can purchase only in one month advance. You can call our office in December and we can process the application over the phone. It can either start from Jan 1st or Feb 1st. You can't have effective date in the middle of the month. Please find more information on Careington Dental/Vision Discount.
{{currentOrigin}}/answers/other-insurance/how-to-purchase-careington-dental-and-vision-plans-83438/

Q:My mother-in-law has arrived to the US from Bosnia about 2 months ago. We have been looking to get her insurance while she is here. She will be here until end of September. She is currently 65 years old. She is In Missouri. Can you please provide me detailed coverage that is available to her and the price?

A:
We have sent you a separate email quote for the available plans for her visit. Please be advised that the plan cover the new accidents and new illnesses that happen after the effective date of the policy. If there is currently anything going on with her it will not be covered under the plan even under the acute onset coverage as the plans are designed to cover the new accidents and new illnesses that happen after the effective date of the policy. If you have any questions about the available plans do not hesitate to contact our office.
{{currentOrigin}}/answers/visitors-medical-insurance/looking-for-pre-existing-condition-coverage-10242/

Q:I am going to start teaching in a school in Oregon next year. I am a public servant here in Spain so I have all medical insurance coverage required for the J-1 visa. I only need the "repatriation of remains up to $25,000". I have calculated my quote being 43 years old, but I can't calculate my spouse's quote being 58 years old now. Could you help me with that?

A:
The plan that offers just the repatriation and medical evacuation is for insureds up to 50 years old so your wife is not eligible. The alternative is to purchase a low cost plan from the J1/J2 section and have that for the repatriation benefit.
{{currentOrigin}}/answers/exchange-visitors-insurance/medical-evacuation-and-repatriation-coverage-quote-for-a-58-year-old-21761/

Q:Trying to purchase Liaison Travel Medical Insurance the insurance for my aunt who will be visiting in July. There are couple of issues: 1) does not work from Chrome browser 2) The link works on Windows Edge but it gives me "Person 1: Date of Birth is Invalid" even though I entered 06/21/1959. How can I make this purchase?

A:
Thank you for contacting Insubuy. I am sorry you are experiencing problems with the application. We use Google Chrome in the office and we haven't had any issues with application. We are happy to have an agent contact you to complete the application if you would like.
{{currentOrigin}}/answers/visitors-insurance-usa/issues-purchasing-insurance-10394/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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