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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I'm an international student, and I want to have health insurance. It's also a requirement from school. So I want to know more details about student health insurance, thank you. There is the school requirement in this PDF attachment, please help me to find any plan that works. Thank you.

A:
Thank you for contacting Insubuy. Unfortunately, we do not offer a plan which will meet your University's requirements. We would recommend purchasing from your school directly. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/international-student-health-insurance/questions-about-student-insurance-waiver-59335/

Q:I'm currently living in the US as a student ( visa student) and I'll be back to Brazil in February or March. Is that okay if I pay the insurance using my American address or better put my real address in Brazil? I'll leave to my trip from Brazil, not from the US. I mean, if I need to claim something with the insurance I think the addresses can be bit confusing.

A:
Yes, you will use your address in Brazil for your home country address, and not the U.S. address since you will no longer be residing here, having returned to your home country. If you need any assistance, please let us know.
{{currentOrigin}}/answers/schengen-travel-insurance/us-student-home-country-address-brazil-22771/

Q:I'm going to study at UCF in October and I'd like to have a quote for the insurance plan for the following dates and information: Coverage dates: from 10/11/2018 to 12/31/2018 Visa: F-1 and F-2 United States - Florida Ages: 26 and spouse 25 Studying at UCF Insurance requirements attached.

A:
Thank you for contacting Insubuy for your insurance needs. We have sent you a quote for the Study USA Preferred 500 plan as per your request below. You may purchase online using the quote or over the phone by contacting our office at (866) INSUBUY.
{{currentOrigin}}/answers/international-student-health-insurance/student-insurance-waiver-eligibility-for-ucf-55455/

Q: I have a question in regards to actual benefit limits for the Patriot America plan. For example if I get a broken leg how much is actually covered? For the Surgeons Fee, Anaesthesiologist, Surgery Room and Hospitalisation?

A:
Below we have included a link to the benefits section of this plan. This shows the individual limits for a given service. Most services are paid "To the policy maximum", which means eligible medical expenses related to these services would be subject to the coinsurance either 100/0 or 80/20 depending on whether the provider is located in or out of the PPO network. If you have any additional questions, please let us know. Patriot America Benefits
{{currentOrigin}}/answers/visitors-medical-insurance/plan-benefits-for-patriot-america-travel-insurance-12882/

Q: When filling out the form, do we put the residence address as her mothers in the states? Although returning to China she has no address yet. The other alternative is that I put the address of the company's condo in Singapore where she will stay whilst sorting out an apartment in China

A:
We would be glad to assist. The residence address must be the address in the home country so in this case, the primary residence address in China. If there is not a current primary residence, and the condo in Singapore is where she will be residing, you may use that address. Please let us know if you have any additional questions.
{{currentOrigin}}/answers/visitors-insurance-usa/primary-address-as-home-country-or-residence-37724/

Q:My daughter has been working in China and is likely to return there in October to take up a new job . She has not been resident in the states for many years. She has no health plan for the states, but wishes to visit her family for 2.5 week

A:
For U.S. citizens visiting the United States plans are limited. We would recommended a plan called Patriot America Plus for coverage. This plan will cover any new accidents and new illnesses that happen after the effective date of the policy: If you need any additional assistance please feel free to contact our office.
{{currentOrigin}}/answers/visitor-insurance/us-citizen-china-resident-visiting-us-45461/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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