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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I want to buy a health insurance plan for my wife and 2 kids (they are F2 Visa, dependents)
Q:Hi, I need to know if you have a plan for a J-1 visa student born September the 10th, 1984, that will be studding in the US from now until December the 22th. It must cover the following criteria: Must be provided by a company licensed to do business in the United States, with a U.S. claims payment office and a U.S. telephone number. Must be currently active and you must promise to maintain it during the entire period you are registered for the current academic school term. Must provide an annual minimum of $100,000 in coverage for each accident or illness you may suffer each policy year. Must include coverage for prescriptions (medications prescribed by a physician). Must cover pre-existing conditions (illnesses or medical conditions that began before the effective date of the insurance coverage) with no waiting period (or the plan must have been in effect long enough that any waiting period has already passed). Must cover in-patient and out-patient medical and mental health care in the Washington, D.C. area, including Alcohol, Drug Abuse and Detoxification Treatment. Please note that emergency-only coverage does not satisfy this requirement. Must cover expenses related to self-inflicted injuries and suicide. Must have a maximum deductible of $500-International Students or $1,500-Domestic Students. Must provide at least $10,000 for medical evacuation. Medical evacuation is transportation to your home country so that you can receive medical care there. Must provide at least $7,500 for repatriation of remains. Repatriation provides transportation to your home country in the event of your death. If you do have such an insurance plan, please let me know the details.
Q:Hi, I am looking for visitor insurance for my sister who is traveling to US along with my family. My sister is intellectually disabled and has a condition of seizures. Her last episode of seizures was 5 years ago. Apart from this she does not have any other health issues. I am looking for an insurance plan that covers her needs. We plan to get the regular medicine she needs from India so she does not need a plan for that. Please recommend the best insurance plan.
Q:To whom may it concern, My name is Damian and I am planning to buy insurance for a 100 day trip to the US with my child. I am 37 old and Argentinian. My son is 18 months old and has born in the US, having both US and Argentinian citizenship. I want to know if he can be insured under me using one of your plans. He has been living in Argentina with me since March 2015. Thanks in advance, Damian
Q:Do the domestic long term plans have an upper age limit?
Q:I have a question concerning exchange visitors' insurance plans. According to a short description, Atlas Exchange plan doesn't cover injuries incurred during hazardous sport activities, at the same time Atlas America plan covers such activities (according to the short description). But in a full description of Atlas America plan (https://www.insubuy.com/atlas/international-medical-insurance.pdf) it is stated that it covers sport activities in the same way as Atlas Exchange plan does (https://www.insubuy.com/atlas-exchange/student-medical-insurance.pdf) - screenshots are attached. Could you please clarify if Atlas Exchange plan actually covers injuries incurred during hazardous sport activities (soccer in particular) as it is important detail while choosing appropriate insurance plan.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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