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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Kailash-Manasarovar travel insurance I am planning to undertake Kailsh Yatra in the month of June from 1st June to 18th June I would like to take a insurance policy . My age is 54 years Kindly let me know the premium for the same and the policy details

A:
Thank you for your interest in purchasing insurance through us. We have sent you quote in a separate e-mail. You can purchase Atlas International plan which is very popular plan for Kailash Mansarovar Yatra. Brochure, instant purchase and other useful information, /kailash-mansarovar-yatra-travel-insurance/ Please feel free to contact us if you have any further questions. You can choose whatever deductible you want. It starts from $0, $100, $250 etc. If you go for lower deductible your premium will increase.
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Q:US citizen returning to USA: insurance needed I am an American Citizen. I live with my two boys in Singapore. My husband resides in New York. We are coming to see him for two months this summer and I need to get short term insurance. Your website suggested that I get Liaison Majestic. My questions is that I want to confirm that the US is not considered my home country as I live and am employed in Singapore.

A:
Thank you for your interest in purchasing insurance thorugh us. You can purchase Liaison Continent plan for USC whose home country is outside USA and coming to US as visitor. Liaison Continent brochure, instant purchase link, /safe-travels-usa-comprehensive-insurance/ Please let us know if you have any further questions.
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Q:Visitor to USA; insurance needed Thank you for sending me the Plan. I chose plan E "0" deductible for my wife and kind. We shall be staying in Princeton so that best package is required by them. That is fine. I have a question. It is not clear to me whose passport number should be given under 'additional information'? If that my wife's passport number who is going to be the primary (insured person), or my OWN passport number since it ask for AD&D Beneficiary which is going to be me as a spouse.

A:
That will be primary applicant (insured )passport number means your wife passport number and beneficiary will be you means enter your name. /visitor-secure-insurance/ Please let us know if you have any further questions.
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Q:help choosing Schengen insurance hello, I'm new to getting insurance and I'm planning on moving to Italy where i need to have insurance before i apply for my visa. i need to have a minimum of 50000$ coverage and i see one that can go as low as 200$ and some as high as 361$ I'm not sure what the deductible per certificate period means. I need to get the absolute cheapest plan you have and could use your help explaining what the best bet for me is

A:
Thank you for contacting Insubuy for your insurance needs. The deductible is the amount you would pay out of pocket before the insurance begins to pay their percentage. We would recommend selecting a zero deductible when purchasing the policy. You may purchase any plan in the Schengen visa section of our website, however, the most popular plan is the Atlas International. If you have any additional questions please let us know. Atlas International: /atlas-international-insurance/
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Q:I am a doctoral student from Iran and a visiting scholar at the University of Tennessee. I must leave the U.S. until 10 October 2016. I am going to have a medical program of Inbound only for one month (5 September-5 October). I have a question. How many days does it take to receive the document at my mailing address after completion my application in your website? I was wondering if you answer my question.

A:
Thank you for your interest in purchasing from Insubuy. The plan documents will be sent via confirmation email to the email address you placed in the online application. From the confirmation email you can print the policy documents along with the ID card associated with the plan.
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Q:I am an F1 visa student, Pennsylvania Duquesne University. please give me a quote to cover following conditions for two semesters: In order for your personal insurance to be accepted as adequate, the following conditions must apply: The policy must not exclude pre-existing conditions. The policy must pay providers directly and in US dollars. The policy must have mental health coverage. The policy must NOT exclude payment for illness or injury occurring under the influence of drugs and alcohol. The insurance company has a US based claims processing center.

A:
Unfortunately, the plans available on the market will not meet the minimum standards for your University. It is recommended that you purchase a plan from your University . If you have additional questions please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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