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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My mother is a visitor to the US and awaiting adjustment of status to permanent resident and we have filed the I 485 form for her . As she awaits the process what are the options available for a visitors insurance for her in the US . She is 74 years old .

A:
You can purchase Safe Travels USA Comprehensive insurance until she gets green card approval notification.
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Q:I need to know if trip insurance covers an insured when the airlines cancels a flight, not for the cost of the flight, but for the cost of other non-refundable deposits made such as lodging expenses? I am not asking about reimbursement of the flight itself because if the flight itself is cancelled I can get a full refund. I need to specifically know if there is a policy that will refund an insured for the non-refundable hotel costs if their flight is cancelled? Thank you

A:
We do offer Trip cancellation plans to U.S. residents that can refund non refundable trip costs if a trip is cancelled for specified named reasons under a specific policy. You can run quotes for those plans through this link: /travel-insurance/ If you have any additional questions, please let us know.
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Q:Hi Specialist,My 16 years old daughter will be going to the USA to complete her high school in the near future. I am looking for medical insurance for her during her study at Idyllwild, CA. Whilst I am not a USA citizen or green card holder, my daughter is holding a US Citizen. Please advise how do I go about buying medical insurance for her.We are permanent residents of Hong Kong.Please help

A:
If she is a U.S. citizen, you would need to obtain coverage for her through the Health Care Exchange through the state of California. If you have any additional questions, please let us know.
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Q:If someone buys visitors insurance and become sick during his/her stay in New York, USA. Which insurance company will meet up the medical bills? Definitely not insubuy because insubuy is only broker.

A:
That is correct, payable claims for insurance policies are paid by insurance companies. We offer an estimated 40 different plans. The names of the underwriters/insurance companies for each plan can be found under each plans specific Benefits Link on our website. The information regarding underwriters and adminstrators will be listed towards the bottom of the page. If you have any additional questions, please let us know.
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Q:If insubuy is a broker, who is /are the principal insurance company/s? Please Give some name of those companies. Thanks.

A:
We offer an estimated 40 different plans. The names of the underwriters/insurance companies for each plan can be found under each plans specific Benefits Link on our website. The information regarding underwriters and adminstrators will be listed towards the bottom of the page. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/visitors-health-insurance/insubuy-broker-principal-insurance-companys-64707/

Q:If I get injured while hiking the Fish River Canyon in Namibia, will the insurance cover it if I need to be airlifted from the canyon?

A:
You would want to make sure the insurance you are purchasing specifically covers the hazard you are concerned with. Please view the Hiking and Mountaineering Insurance section of our website to learn more about options. You may also call our office at +1 (866) 467-8289 should you have additional questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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