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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I plan to travel from Poland to USA for B2 visa up to 3 months. Since I am pregnant I would like to ask if I would find a reasonable insurance that would cover potential basic medical care? I don't plan to birth child in USA. I would buy normal travel insurance, but I would be less stress if i would have also normal medical one.

A:
Thank you for contacting Insubuy for your insurance needs. However, there are no plans on the market that will cover any preventative or maternity related expenses for a visitor into the united States. The available plans are designed to cover only the new accidents and new illness that occur after the effective date of the policy. If you would like to review plan options for any unrelated expenses please feel free to contact our office.
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Q:I am interested in buying travel health insurance with your company. I am a U.S. citizen, and I live in the country of Panama. However, I make two to three, 2-3 week trips to the U.S. every year. If I have coverage with you during those trips, does my insurance qualify as "health insurance coverage" under PPACA?

A:
Thank you for contacting Insubuy for your insurance needs. The short-term plans are not PPACA compliant and will not qualify as creditable coverage. If you need any further clarification please feel free to contact our office.
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Q:I have one more query regarding the payment it is one shot payment or monthly payment?

A:
You do monthly payment or single payment. In a short term plan buying and paying is same thing. So if you want to pay for 1 month , select coverage date for 1 month. You will receive renewal reminder in the e-mail. So either you renew online or give us a call will renew over the phone. Whenever you renew the policy there will be $5 renewal fee plus your premium. Please call our toll free number at (866)INSUBUY or provide your contact number will be glad to give you a call.
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Q:I got stuck on the payment screen. can I use my debit card for payment instead of credit card?

A:
Thank you for your interest in purchasing insurance through us. Yes. You can also use debit card. If you have any further questions feel free to contact us.
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Q:I'm interested on buying one of your plans for visa Schengen and I was wondering if your can provide me the insurance letter in Spanish, since I'm submitting my visa application in the Dominican Republic consulate.

A:
Thank you for your interest in purchasing insurance through us. Yes. We provide visa letter in Spanish. Link for Sample visa letter in Spanish You can purchase Atlas International plan. As soon as you purchase insurance will receive confirmation by e-mail and you can print id card, visa letter in about 30 mins. Please review this and if you have any further questions feel free to contact us.
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Q:My friend got diagnosed with HIV. Because he is an international student from China, he wonders whether he can buy health insurance so that he can cover parts of medicare expenses. Do you have any plans that are suitable for him? And what's the monthly fee of the insurance plan?Can international students buy health insurance? Will it cover the costs of HIV medicines?

A:
Your friend will need to contact his school to see if they are offering a domestic plan for students. The domestic plans are the only plans that may cover his current diagnosis since no short term plan for students will cover a pre-existing condition. If you need additional assistance please feel free to contact our office.
{{currentOrigin}}/answers/international-student-health-insurance/hiv-coverage-for-international-student-74505/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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