Ask Our Specialists

1 & 2. I suggest you read 3. Being able to renew is a good thing. Therefore, Protection America is better. And therefore, you should buy Protection America, as it is an enhanced version of Patriot America. Please let me know if you have any other questions

Thank you for your interest in purchasing Protection America. You have to first pay the deductible before insurance company starts paying anything. In other words, you have to first pay the deductible even for the doctor visit. Deductible is maximum once a year. After the deductible, insurance company pays 80% for first $5,000 in eligible medical expenses, you pay 20%. After $5,000, it will pay 100% up to policy maximum. I hope that answers your question. If you have any other questions, please feel free to contact us at anytime.

Thank you for your interest in purchasing visitor medical insurance. You have to first pay the deductible once before insurance company will pay anything, whether it is Dr. visit or hospitalization or anything else. It is the same procedure for everything. Please look at /international-medical-ppo-network/ for details. If you have any other questions, please feel free to contact us at any time. This helps lot in making decisions! One question - Do we have any comprehensive insurance with max limit $25000? I don't see one on your site. No such plan exists in the market. I am planning to buy comprehensive plan today. I am looking at Protection America and Patriot America. I want renewal facility as I want to purchase for 2 months now and then renew may be only once. Which one to go for? You should purchase Protection America. In fact, look at You can make instant purchase online at /patriot-america-lite-insurance/ If you have any other questions, please feel free to contact us at any time. Person to be insured is yet to arrive in US. But is there anything more to be done if someone to be insured is in US within last ONE month. I understand beyond that some companies need prior insurance. If the person is yet to arrive, no problem. If the person is in US and is 65+ years of age or older, he needs to buy insurance within 1 month of arrival of US or have prior coverage to buy any IMG insurance. So within 1 month of arrival is as good as yet to arrive for 65+ right? Friend of mine wants to go for it. Arrival is within one month. Nothing extra to be done, right? Just like buying online for yet to arrive case, right? Thanks for your quick responses always! 1. Yes, yet to arrive is good for any age. 2. Yes, as long as eligible, the procedure is same. Additionally, in case of 65+ who is already in the US, you have to provide the name and expiration date of current insurance, if in US for more than 1 month.

Please look at Liaison Traveler at /trip-cancellation-insurance/ It is multi-trip medical evacuation insurance only. You can purchase it for 1 year. You can get instant quotes and make instant purchase online. If you have any other questions, please feel free to contact us at any time.

Thank you for your interest in purchasing visitor medical insurance for yourself and your wife. I suggest you read /international-medical-ppo-network/ and /travel-and-student-insurance-ppo-network/ that would best answer your question. If you still have any further questions, please feel free to contact us at any time.

Thank you for the inquiry. You can pay on monthly basis. But the renewal is not automatic. You have to do it manually. However, it is very easy process, takes about 2-3 minutes and you can either do it online or over the phone. If you have any other questions, please let me know Hi, one more question regarding policy cancellation. Lets say If I buy the policy for 4 months at once from March June and if my parents did visit US at all then Can I get the full refund or what is the company policy. If they visited but did not stay here for 4 months stayed only 2 months then will I get refund for balance. Thanx and Regards If you are cancelling before the effective date of the insurance, you will get full refund. If you are cancelling after the effective date, refund policy differs depending upon which plan you are purchasing. e.g. Visitors Care: Fully unused months minus $25 cancellation fee. Protection America: Fully unused months minus $25 cancellation fee. If you have claims, it may be difficult to get a refund. If you are planning to buy any other insurance policy, please let me know so that I can tell you accurate renewal and refund policy. Could you please give me rate quote for my paretnts who are visiting USA from Oct 20th to Feb 14th. Male - DOB 11/24/1933 Female - DOB- 02/18/1947 I would like to have monthly payment plan. For $50,000 coverage and $75 deductible, Visitors Care would cost $91/month for your father and $63/month for your mother. Details at /visitors-care-insurance/ For $50,000 coverage and $250 deductible, Protection America would cost $249/month for your father and $135/month for your mother. Details at /patriot-america-lite-insurance/ You can purchase either of the plans online right there. If you have any questions, please feel free to contact us at any time. Thanx for your prompt reply. What is the major differece between Visitor Care and Protection America plans as there is lot price diff. Could you please suggest which is better plan? Is there any distinct disadvantage for going per month renewal v/s full purchase. Visitors Care is a fixed coverage plan. Read /visitors-insurance-fixed-coverage-plans/ Protection America is a comprehensive coverage plan. Read /visitors-insurance-comprehensive-coverage-plans/ Protection America is better. Total premium remains same whether you do monthly renewal vs. full purchase. However, Protection America: Whenever you renew the insurance, there is $5 renewal fee. Deductible is annual. Visitors Care: Whenever you renew the insurance, there is $5 renewal fee. Additionally, your deductible starts over again. Deductible is per period of coverage. And period of coverage is however long you pay for insurance at one time. It may be much faster if you can just call us at 1-866-INSU-BUY. We are available from 9 AM till 10 pm, Monday to Saturday.