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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My mother (75 years age) is visiting USA on 1st April, 19. We live in India. Please advise Medical Health Insurance policy which covers pre-existing conditions. (she has high Blood Pressure, Thyroid, valve replacement of heart).

A:
There is no plan which covers routine maintenance for the pre-existing conditions. However, most comprehensive plans we have provide coverage for an acute onset of pre-existing condition.
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Q:I have a group of 56 J-1 visa participants visiting OH from 6/30/2020 to July 12, 2020. They need J-1 required health and repatriation policies. Can you give me a group quote?

A:
Thank you for your interest in purchasing insurance through us. We have many J visa group insurance which meet visa requirements. You can purchase either Atlas America Group plan. If you provide us their age, travel dates and will be glad to send you quote by e-mail. Please review the plan details and feel free to contact us if you need any further information.
{{currentOrigin}}/answers/group-travel-health-insurance/group-participants-j1-repatriation-15139/

Q:I work in University of Illinois at Urbana-Champaign (J1 visa). I'm currently looking for plans for me and my baby (DOB: 11/05/2018, Dual Nationality -South Korea and U.S. Citizen).

A:
The requirements listed are standard so you would be able to purchase any of the plans in the J1/J2 section of our website. Since your child is a US citizen then we wouldn't have a plan for them. You can check with your employer to see if they offer insurance for you and the child to obtain insurance for the child.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/health-insurance-j1-visa-holder-and-us-south-korea-dual-citizen-29568/

Q:Hello, I will visit Florida State University as a visiting scholar for one year between 07/15/2019 and 07/10/2020. My wife and 2 children (aged 9 and 2) will be with me. We need health insurance to be eligible for visa application as a requirement of the FSU policy. We do not need insurance for dental issues. Which insurance plan is best suited for us?

A:
You can purchase ExchangeGuard.
{{currentOrigin}}/answers/exchange-visitors-health-insurance/health-insurance-eligible-for-j1-visa-application-requirements-florida-state-university-59167/

Q:Hi, I'm visiting the US this summer for about 68 days and need insurance for J1 scholar at Iowa state university (ISU) for the duration of my stay. ISU though have some requirements on the minimums and maximums. Uploaded are the required files for these requirements. Can you please help me to choose a plan? My visit will be from June 10th, 2019 to August 17th, 2019. I need an insurance from June 8th to August 20th . I need the minimum possible Please.

A:
Since the requirements you have attached are standard requirements then you can purchase any of the plans in the J1/J2 section of our website.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/insurance-for-j1-visa-holder-iowa-state-university-requirements-37229/

Q:Hello. I am coming under a Type J visa. Can you confirm that I can purchase your policy now for the period 1 August to 1 February? I need enrollment confirmation for the visa but before that need health insurance for the enrollment. If by some chance my visa or enrollment are not approved an I able to get a refund on the cost of the health insurance? If so, what is the cancellation policy including any associated fees?

A:
Some plans you can't purchase if insured person is located in Australia at the time of application. You can purchase Patriot Exchange Program. Also, look at Patriot Exchange Program refund policy.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/health-insurance-for-j1-visa-holder-enrollment-confirmation-and-cancellation-policy-20282/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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