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All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Travel insurance just for tour, separate from air travel Plan purchase question, please Four adults are traveling to India in December. We are buying our air travel separate from our tour. Can you advise how both can be covered with trip insurance? We planned to purchase the Travelite with additional $100K of emergency medical. Thanks for your response.

A:
Your trip cost should be whatever you would like to be included in the prepaid trip cost. You can put just air travel, just tour cost or both combined. You can buy Travelite at /trip-cancellation-insurance/ Please feel free to contact us at any time if you have any other questions. Thank you for your quick response. If we purchase air travel now, then some weeks later, can we add the tour costs? Or, does the purchace need to be at the same time as a package? Also, since you seem to be in the "know" about this region, can you refer me to a web site or otherwise advise on what the weather might be like in December hiking up to Camp Leti? I've been looking up the small towns we are walking to along the way such as Deora, Alai, and Jawalbanj, but cannot find weather information. Thanks again. Have a great trip! 1. You can add the tour costs later. 2. Unfortunately, I am not aware of those places that you mention. It seems that you are going on a adventurous trip in remote locations. But, in general, weather is pleasant in most plains areas. However, up in the mountains, it would be quite cold. Sorry, but I don't know more details. India is a big and widely varied country. Please let me know if you have any other questions.
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Q:Cancellation of student medical insurance I have a question about the international student health insurance. Right now I need get that insurance for me and my family (wife and son. But I need to know if I can cancel the insurance at any time or can not. Please write me back.

A:
No, you can't cancel the student insurance. You can buy it online at https://www.insubuy.com
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Q:Separate insurance for husband and wife Hello, dear sir or madam. Can I buy medical insurance for my wife separately? She holds F2 visa. IF can, How to buy it online? Thanks

A:
Yes, you can buy it separately. However, she can't buy student insurance, if she is buying separately. She has to purchase visitors insurance. You can buy the insurance online at https://www.insubuy.com
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Q:Exchange student insurance Sir/Ma'am: My husband and I are hosting a high school exchange student from Germany. My husband would like to take him target shooting, but his insurance covers almost everything except injuries sustained while using firearms (legally or otherwise). I looked at the brochure for the Study USA-HealtCare plan (<a href='/study-usa-healthcare/student-health-insurance/'>/study-usa-healthcare/student-health-insurance/</a> and <a href='/study-usa-healthcare/student-health-insurance/'>/study-usa-healthcare/student-health-insurance/</a> the use of firearms is not listed in the exclusions. I have found other plans that exclude the use of firearms but do not list it in the exclusions. Does this plan cover injuries sustained during the legal use of firearms? Are there any requirements to be met (such as attendance of a firearm safety class) before any such coverage would be in place? Thank you for your time and assistance

A:
The policy does not exclude injuries sustained from the legal use of firearms and does not list any requirements regarding firearm safety courses. The policy will cover accidental injuries sustained from the legal use firearms. We would need to review all relevant documents (including the police report) relating to the injury, prior to making a claim determination.
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Q:Medical insurance for Pratt student Hi I am Pratt student and I purchase the health insurance from your company as I want to waive my Pratt 's health insurance ,I need to go online and waive . In the process of internet I need to fill up the form ,but I don't know how to do such as 1.insurance company name. I only found the United healthcare on the internet ,so I don't know what is exactly the name of your company. 2.Type of Insurance Plan as far as I known ,I took Plan A ,but I still can't find any plans are related to my health insurance . 3.Policy of Group Number 4.insurance Plan Name 5.insurance company address 6.insurance Phone Number 7.What is your policy deductible 8.If you are on your paren't plan ,at what age will you no longer be eligible . I am not on my paren't plan ,but I don't know that do I need to fill it up or not . Thanks I am really looking forward to hearing your answers

A:
1. AIG 2. Medical insurance 3. Group Number: 9103109 4. Study USA Healthcare 5. AIG Domestic Claims Accident & Health Claims Department P.O. Box 25987 Shawnee Mission, KS 66225-5987 6. (800) 551-0824 7. $50/incident 8. Not applicable.
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Q:University of Virginia international student health insurance I am interested in USA Study B. I have to make sure this plan must meet the University of Virginia requirements for coverage before purchasing. I would like you to review the below (school requirements) and determine if the plan is eligible so that I will be able to buy this plan. Please refer to the website <a href='https://www.virginia.edu'>https://www.virginia.edu</a> if you are not sure. Thanks

A:
Yes, it meets all the requirements. My school is University of Virginia, not Virginia tech. Please visit https://www.virginia.edu and determine if USA Study B plan meets the requirements. Thanks Yes, I checked that and Study USA meets all the requirements for UVA. You can buy it online at /study-usa-insurance/ Please let me know if you have any other questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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