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1. Yes. 2. Write 12 months. You can still pay quarterly. 3. That's fine. Yes, you check off 'Part A & B'. 4. Right. That means, $2,500 per every sickness. Thanks for the quick reply. Just one remaining question: For question 2 below, will I be liable for the payment for the whole year if my parents, for any reason, decide not to apply for residency? I.e., can I simply cancel the policy at any time for any reason? will I be liable for the payment for the whole year if my parents, for any reason, decide not to apply for residency? >>>>As long as there are not claims submitted, you will get pro-rated refund if you cancel in the middle.

1. Lifetime policy maximum. 2. "per cause" deductible means that you have to pay the specified deductible once per every injury/illness. "all cause" deductible means it is annual deductible. You have to pay that only once no matter how many times you use the insurance in one year. I recommend this. 3. No. You can buy the bridge plan at /new-immigrants-health-insurance/ Please let me know if you have any other questions Thanks for the quick response. I understand this plan does not cover preexisting conditions. How is this evaluated ? 1) Qtn: Is "pre exisiting condition" narrowly defined or broadly defined 2) e.g. my father has diabetes. if he develops glaucoma or high blood pressure (which he doesnt have) as a result of diabetes If Narrowly defined: it should cover if broadly defined: since this is a consequence of diabetes at some level, it cant be covered 1. Broadly defined. It is determined by the insurance company's claim department when claim occurs. 2. Not covered. If anything occurs because of pre-existing condition, that is also pre-existing condition. Thanks, it seems to be bad idea to bring senior parents here! Exactly. Interesting. 1. Are the travel insurances better (on a visitor visa)? 2. or as bad or worse. (if they visit for 1 or 2 months.) Or are we just counting on no mishaps (as it is a short time span) ? They work the same way. However, if they are here for a short period, the risk is lower. That's it.

1. Lifetime policy maximum. 2. "per cause" deductible means that you have to pay the specified deductible once per every injury/illness. "all cause" deductible means it is annual deductible. You have to pay that only once no matter how many times you use the insurance in one year. I recommend this. 3. No. You can buy the bridge plan at /new-immigrants-health-insurance/ Please let me know if you have any other questions Thanks for the quick response. I understand this plan does not cover preexisting conditions. How is this evaluated ? 1) Qtn: Is "pre exisiting condition" narrowly defined or broadly defined 2) e.g. my father has diabetes. if he develops glaucoma or high blood pressure (which he doesnt have) as a result of diabetes If Narrowly defined: it should cover if broadly defined: since this is a consequence of diabetes at some level, it cant be covered 1. Broadly defined. It is determined by the insurance company's claim department when claim occurs. 2. Not covered. If anything occurs because of pre-existing condition, that is also pre-existing condition. Thanks, it seems to be bad idea to bring senior parents here! Exactly. Interesting. 1. Are the travel insurances better (on a visitor visa)? 2. or as bad or worse. (if they visit for 1 or 2 months.) Or are we just counting on no mishaps (as it is a short time span) ? They work the same way. However, if they are here for a short period, the risk is lower. That's it. Hello, Can the parents be covered under my own coverage fro mmy employer? that way to my understadning even the pre-existing conditions are covered. let me know if thats not the case?? Tarrak No, you can't do that. Read /greencard-holders-medical-insurance/

Thank you for your interest in purchasing international health insurance. Please look at Outreach International at /outreach-international-insurance/ This product would be most suitable to you. You can get the instant quotes online, benefits details and you can make instant purchase online. If you have any other questions, please feel free to contact us at any time.

Thank you for your interest in purchasing travel medical insurance. You had previously purchased Visitors Care, available at /visitors-care-insurance/ You purchased $50,000 coverage with $50 deductible and that costs $59 per month per person. You will have to make the payment in US dollars. Now a days, many banks provide the credit card that you can spend in USD and then pay their bill in INR. Please feel free to contact us at any time if you have any other questions.

He is not eligible for Protection America. He can buy Inbound Immigrant at /international-major-medical-insurance/