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Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Hello, I need insurance information for my immigrant parent who has their Greencard.
Q:I have a question. I am a US citizen residing abroad that will be traveling back to the US for 3 weeks with my kids (dual citizens). I need a medical insurance plan that covers pre-existing conditions. Does your company offer a plan like that?
Q:So these providers in the PPO in network will bill insurance directly and member will only pay the deductible/coinsurance/copay as applicable, can you please advise? Also, should we call these providers before visiting to make sure this is the case and they accept your plan's ID card?
Q:Which plan covers fully for flu shot, TDAP and pre-existing conditions?
Q:I would like to purchase a travel/medical insurance cover for a trip to Tanzania where we'll be doing mountaineering activity up the Kilimanjaro (5,985m altitude). Your adventure cover protects up to 4,500m, do you have other type of insurance that would suit me?
Q:I want to purchase some travel insurance and prefer the Atlas America plan. I have couple questions before I make my decision. I do not understand the part about deductible. What is the difference and what is the best option? Is it possible to pay monthly? Paying through an automatic draft would be best for me. I would prefer something monthly until I decide to quit.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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