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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hi, my husband is on j1visa studying in Boston. I am on j2 visa and interested in insurance that covers maternity. Iam already and its 26 weeks now. Can I get a insurance for cover maternity? There is no insurance we have made before. Please advise which program best suits my situation. And which insurance will be covered complications of pregnancy?

A:
There is unfortunately not a plan that you can purchase to cover maternity related expenses. Plans at most cover the complications of pregnancy but that is for the first 26 weeks which you are currently at so this coverage would not be applicable for you. The available plans are going to cover the new accidents and new illnesses that happen after the effective date of the policy.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/maternity-insurance-for-j2-visa-holder-16324/

Q:Can you help me with my insurance? I am enrolled in Alliant International University San Diego Starting May 6, 2019. I need the following. Minimum dollar coverage of $100,000 per illness or injury Include outpatient care (doctor visits, outpatient surgery, etc.) Include hospitalization Repatriation for at least $25,000 Medical evacuation for at least $50,000 Cost of deductible, if any, does not exceed $500 per accident or illness

A:
There is a plan called ExchangeGuard would be meet sufficient for your University. Please use the link to review the plan and generate a quote for coverage.
{{currentOrigin}}/answers/international-student-health-insurance/health-insurance-for-international-student-alliant-international-university-san-diego-35638/

Q:My daughter was born in USA. But we live in Shanghai, China. She will attend 3-weeks summer camp in this summer. Her DOB is 06/25/2008. I searched your website, however there's no insurance fit her. Could you figure it out.

A:
There is a plan called Patriot America Plus that will cover a United States Citizen while visiting the United States. This plan will cover any new accidents and new illnesses that happen after the effective date of the policy. You can use the following link to review the plan details and to generate a quote for coverage.Patriot America Plus If you have any additional questions please contact our office.
{{currentOrigin}}/answers/new-immigrant-medical-insurance/short-term-care-us-citizen-visitng-us-37932/

Q:I am considering buying a travel insurance for my schengen tourist visa. Could you confirm if the Patriot International adventure sports option includes skiing? It does not list this sport under the options on the website. Also, can you confirm if this includes repatriation? I am applying for Spain Visa and this is mandatory.

A:
The Patriot International plan allows you to add the hazardous sports rider at the time of purchase, that can cover skiing. The Patriot International plan does include the repatriation benefits as well. All plans in the Schengen section of our website will meet all Schengen requirements. You can view the Patriot International plan benefits in the link below: Patriot International
{{currentOrigin}}/answers/europe-travel-insurance/schengen-visa-requirements-skiing-31627/

Q:I am looking for insurance for my father who is a Jamaican Citizen. We are in need of insurance in order to apply for the Schengen Visa in order to go to France for the 2019 Women's World Cup games. Can you please tell me what level of insurance I would need for my father to satisfy the Schengen Visa requirements (which are; Minimum coverage of at least 30,000 EUR (equivalent to 50,000 USD). It should cover all member states of the Schengen Area. Cover any expenses which might arise in connection with repatriation for medical reasons, urgent health attention and/or emergency hospital treatment or death)? When will the insurance be ready to take to the Visa office? Do any options have trip cancellation?

A:
We would be glad to assist. I have attached below, the link for the quote screen for our Schengen visa plans. All of the plans in this section, meet the Schengen visa requirements. We do advise getting a $0 deductible as most consulates do require it. Schengen Visa Insurance I am also providing the link for our Trip insurance plans as well: Travel Insurance You will just enter in the specific information for your father and the trip through these 2 links, and all available plan options will be provided. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/europe-visa-insurance/schengen-visa-trip-cancellation-98119/

Q:I arrived on an ESTA, January 19th. After that I found out I'm pregnant so my husband and I decided to apply for the marriage based Green Card here in Puerto Rico.

A:
You would be able to purchase the Safe Travels USA Comprehensive plan but you would need to use your Finland address as your home country address to have coverage. This plan will allow you to keep the plan until you are approved for your green card. After that time you are no longer eligible.
{{currentOrigin}}/answers/visitors-health-insurance/adjustment-of-status-health-insurance-27993/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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