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Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I'm an International student currently under OPT extension. My employer does not provide medical/health insurance for me so I'd like to purchase one. Is there any option available for my situation? Currently I don't have any insurance except emergency coverage from government (Medi-Cal). The previous insurance I had is called "University of Idaho Student Health Insurance Program (SHIP)", which ended January 2016. My age is 27.
Q:I would like to buy travel insurance for my Schengen visa application. I am a residence in Canada and am wondering can I buy insurance from US company like your company?
Q:I am 82 yrs old female in good health - just go for routine checkups. I am not eligible for Medicare. I am Green card holder. Could you please email me brochure of the available health plans that I could enroll in?
Q:I've some doubts about the International Student Medical Insurance I want to buy from you guys. I'm going to study in January to the US, to UCLA and I want to know if that insurance covers what the University ask me for. I will have an student visa F-1. What they need is this: Must be a medical/health insurance plan purchased in the U.S. with a U.S.-owned insurance company that is headquartered and operating in the U.S. It must not be foreign insurance with U.S. affiliates/representatives, travel insurance, or reimbursement programs of any kind. These are not acceptable. This includes reimbursement arrangements of vouchers from home governments or their U.S. based consulates. A policy showing your full name and the coverage dates and a list of the health insurance company's preferred provider network of local hospitals. Is there any insurance plan that covers this requirements?
Q:When I fill in that I am a citizen of the Netherlands, with home country US and CA as my state of residence, I get a number of possibilities for travel insurances. One of them is Patriot International. However, when I look at the Certificate Wording of that insurance, it is stated in section D on page 9 that regarding eligibility: "In order to be eligible and qualified for coverage under this insurance, this person must ..... (8) not be a citizen or have a permanent residence in the Host country."
Q:Hello. Can you advise on the Safe Travel USA Comprehensive plan? In your brochure on coverage, under "Doctor Visits, X-rays, Prescriptions, Ambulance," the coverage is listed as "Usual customary charge to the selected Medical Maximum." What exactly is the cost then for a general doctor's check-up?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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