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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I'm from MSSTATE University. Please find the attached pdf for our school recommended health insurance and let me know which of your plans will match with ours so I can go ahead and buy it. The plan they accepted must have no maximum amount on medical benefits and no pre-existing condition clause. And there must be coverage for medical evacuation and repatriation coverage.

A:
The plan they offer is a domestic plan and there is no plan you can purchase that will compare outside of that plan You would need to purchase the plan they offer to be able to meet their requirements
{{currentOrigin}}/answers/international-student-health-insurance/health-insurance-for-international-student-ms-state-university-requirements-37319/

Q:Do you have any insurance plan that meets both J visa and the following requirements? "no less than an 80%/20% benefit plan for inpatient, outpatient, surgical procedures, and mental health"

A:
You can purchase Study USA Preferred 500 as it will meet those requirements.
{{currentOrigin}}/answers/exchange-visitors-health-insurance/insurance-plants-that-meets-j-visa-requirements-and-80-20-benefit-plan-86286/

Q:Is there any significant difference between the First Health PPO Network and the United Healthcare PPO Network?

A:
They are both very extensive networks. So there would not be a vast difference as both will have many providers included.
{{currentOrigin}}/answers/visitors-health-insurance/ppo-network-coverage-in-visitors-insurance-69976/

Q:I am a customer of yours. I will be traveling to USA from Aug 28 till Sep 12.and I am an Armenian citizen.Do you carry travel insurance that also covers car rental excess?

A:
Thank you for contacting Insubuy. We do not offer any car insurance unfortunately.
{{currentOrigin}}/answers/other-insurance/car-insurance-coverage-in-visitor-insurance-38726/

Q:What do pre-existing medical conditions entail, what does preventative care entail and what falls under routine maintenance?

A:
Pre-existing conditions are anything that with medical reasonable certainty existed prior to the effective date of the policy. Pre-Existing Condition FAQ can be found here. Routine Care, Check Ups and Pre-existing FAQ can be found here. Please review the above FAQs that will better assist you in your questions about preventative care.
{{currentOrigin}}/answers/visitors-insurance-usa/preexisting-conditions-and-routine-coverage-in-visitor-insurance-62944/

Q:I am in the USA on a O-1B work visa that's valid until July 2020. I'd like to know if I can get health insurance. I'm based in Las Vegas, Nevada and have established residence there. My employer does not offer me coverage.

A:
There are a few plans that we can offer. If you still have a residence outside of the US then you can purchase Patriot America Plus. Another option is the Atlas America plan Plans will cover any new illness or injury that occur after the effective date. Plans do not cover pre-existing conditions, preventative care, or routine maintenance. If you have additional questions please feel free to contact our office.
{{currentOrigin}}/answers/other-insurance/patriot-america-plus-and-atlas-america-coverage-for-o-visa-78821/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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