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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I looked at the two quotes in the emails you sent (one for me, USC, and two USC children). One for my wife who is US permanent resident. Do we have to purchase separately because she is not USC? I did not see in the quote where to put in the citizenship of the person, so I was curious if that was a requirement. I think we would like the $250,000 max policy (I saw I can change the limitations myself, but I did not know if that changed anything else with the policy). Thank you for your continued assistance with this. We will be purchasing in the next 48 hours because our trip starts the 15th of June.
Q:I am an Indian citizen residing in Mumbai, India. I am male. My date of birth is 10/10/1949. I am going for Mansarovar Pilgrimage through Delhi-Lipulekh route in June/July 2017 subject to medical clearance. I will leave my home around 3pm of 19/6/2017 and go by train to Delhi for medical test and other formalities. My medical test will be on 21/6/2017. My travel will be permitted or rejected on 22-23/6/2017 depending upon result of medical test. My journey to Mansarovar from Delhi will start on 24/6/2017 early morning. I will be returning to Mumbai on 16/7/2017. Can you cover me for medical treatment in case of sickness or accident? What else will come in the package? Suppose I fall sick before end of my cover viz.16/7/2017 and require long hospitalization after the end of cover, will I be getting treatment and allied cost if my cover ends on 16/7? Do you give life insurance or is it merely health package? Do you have an office in Mumbai? How do you pay the claim in eventuality of treatment of sickness or accident in Indian hospital or clinic? What will be the premium? Will you suggest any better plan?
Q:I'm interested in getting a medical insurance. My trip is scheduled for October 3rd, 2017 through October 18th, 2017. Destination is France + other Schengen states (TBD). After perusing your website, I'm interested in getting the "Liaison International" plan with the $0 deductible. My question is after I looked at the sample ID card and Visa Letter, it does not mention anywhere about paying directly the providers in the Schengen countries. The info from the consulate is quoted below: "Please check carefully whether your medical insurance will pay directly the providers in the Schengen countries for emergency medical expenses, emergency hospitalization and repatriation for medical reasons or death. Many US medical insurance companies reimburse the costs of emergency medical treatment abroad but do not pay directly the providers. These policies will not be accepted as proof of medical insurance. We invite you to have a letter from your insurer indicating that payments will be made directly to the provider (Schengen States or worldwide)." Can you provide letter stating that the policy pays the providers directly?
Q:Please i want to find out from you if is possible for me to purchase an insurance Policy with exactly maximum benefit of $400,000. i find out from your maximum benefits and i realized that they are in ranges eg from $200,000 to $300,000, $500,000 to $600,000, . I am Addo Daniel from Ghana and currently in the US . the institution i found my self requires that before my wife can join me i need an insurance policy with a maximum benefit of $400,000
Q:I live in Nashville/Tennessee and on this summer 7th july i am planning to travel to sweden where i will be for a couple of 86 days. Embassy of sweden has asked me a letter for confirmation from any insurance company which proves that i have this travel medical insurance. Can you provide me such coverage?
Q:I have purchased several times from you before. I would like to get your recommendation now on purchasing for a 80 year old female travelling from India to the US and Canada for 169 days. Would like to get something which has coverage for pre-existing.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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