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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I would like buy an insurance for schengen visa. My trip start date 19 July 2016 end date 10 August 2016. How much for the insurance?

A:
Thank you for your interest in purchasing insurance through us. We have many plans that you can purchase for the Schengen visa. You can purchase Atlas International plan here. You will find more plans at in our Schengen Visa Insurance Section. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
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Q:My parents are visiting United States in June 2016. Both my parents are above 70 and will be in United States for six (6) months. I would like your suggestion to purchase the Atlas series health insurance plan or any other plan that would has the Acute onset of pre-existing conditions. Please let me know my options and also provide me with the quotes for the same.

A:
Thank you for contacting Insubuy for your insurance needs. However there ar not any plans that you can purchase to cover the acute onset of anyone over the age of 69. The Atlas America plan will only cover the new accidents and new illness that occur after the effective date of the policy as would any other. The most limited pre-existing coverage for anyone 70+ would be in the amount of $2,500.00 and that would be for a sudden and unexpected reoccurrence of a pre-existing condition. Please see the link listed below for more information about this coverage. Sudden & unexpected reoccurrence of a pre-existing condition FAQ In order to provide an accurate quote for coverage, please provide the ages, visa types, dates of coverage and state in which coverage will be needed so that we can send you quotes for the same.
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Q:I would like to ask about health insurance plan for people who are now in OPT program. I am Vietnamese. I just graduated from Golden Gate University in San Francisco on 30 April, 2016. Currently I am applying for OPT program and I may start working from July 2016. I would like to ask if you have any suitable health insurance for me. I need health insurance from now until the beginning of July 2016. Thank you very much and I look forward to your reply

A:
We have a plan called Student Secure that will cover you while you are on OPT. You are eligible for this plan as long as you need while on OPT. If you have additional questions please feel free to contact our office.
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Q:Hi I'd like to get a quote for the following: 05/12/2016- 08/30-2016 - Medical Insurance of at least $100,000 per accident or illness - Medical Evacuation of $50,000 for expenses associated with the medical evacuation of the exchange visitor to his or her home country - Medical Repatriation of Remains in the amount of $25,000 Deductibles not to exceed $500 per accident or illness I tried online to get a quote but I could not see for Medical Repatriation of Remains in the amount of $25,000.

A:
If you need some insurance that meets all the requirements from your school you need to purchase Atlas America plan. You can find more plans in the J1/J2 Visa Health Insurance section on our website. Please feel free to contact us if you have any further questions.
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Q:Hi Insubuy staff, I would like some support to choose a health insurance. My husband and I arrived in the USA two months ago, me as a J2 Visa holder and him as J1 visa. We gonna stay here until July 2017. I recently discovered that I'm pregnant (less than 1 month) and my current insurance plan doesn't cover pregnancy. Therefore, I would like to make few questions: - Is It possible buy a new health insurance and stay covered, even with this pre-existent condition (pregnancy)? - If yes, Could you kindly give me more information about this plan? - Should I buy an insurance for the baby before or after his/her birth?

A:
Unfortunately, there is no plan exist that will cover maternity if you are already pregnant.
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Q:Hi, I was interested in purchasing the Patriot Plus visitors insurance for my parents who will be visiting me soon. Can I buy the insurance a couple of days before they come? Will I get the necessary documents/cards electronically or will everything come by post? I am just trying to understand if it I will have all the necessary documents with me in case I buy 2 days before they arrive in the USA.

A:
Thank you for your interest in purchasing insurance through us. Yes. You can purchase insurance couple of days before their arrival. As soon as you purchase insurance you will receive confirmation by e-mail. Which will have virtual id card and physical documents will be mailed to you next business days. Virtual documents are good enough to carry during their travel. Patriot America Plus Please review this plan and if you have any further questions feel free to contact us.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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