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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am planning a trip to Europe, Schengen Area, for 2 month. In order to apply for my visa I need proof of insurance coverage in the Schengen area. Which policy would best fit my needs? Also will the coverage letter state clearly that I am covered in the Schengen area and the coverage limit?

A:
Thank you for your interest in purchasing insurance through us. We have many plans that meets Europe visa requirements. Link for Europe Visa insurance can be found here. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. One of the popular plan is Atlas International. As soon as you purchase insurance you will receive confirmation by e-mail from there you can print id card, visa letter and other important documents. If you have any further questions feel free to contact us.
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Q:I just made the insurance on internet for the travel and wrote the wrong dates for the travel ( 1 week instead of 2 weeks). It is possible to cancel it and to make a new one with the correct dates? I already made the payment with the credit card.

A:
Yes, you can request a cancellation of the first plan and repurchase a new plan for the correct dates. You would need to send a request to cancel at insubuy.com to request the cancellation. If you need additional assistance please feel free to contact our office.
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Q:I want to travel to USA on 7-th February for 2 weeks. I tried to make the insurance which covers 100.000 $, but my problem is that I will travel in 2 states ( Nevada and California) so, I don't know exactly how to make the application online for these two states. I also check-ed on internet and on forums, and didn't find the right answer. - it says: the insurance is for USA - then when I want to make the application for both states, it is not possible.

A:
Thank you for your interest in purchasing insurance through us. For the application, you use the state that is your mailing address state and the plan will actually cover you in all states. If you need additional assistance please feel free to contact our office.
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Q:My 65 yo mother and 65 yo father are traveling to Switzerland next week and need letter for visa appointment to show they are covered by health insurance. If I apply to them today when can I get the letter?

A:
Thank you for your interest in purchasing insurance through us. We have many plans that meets Visa requirements for the Schengen visa. As soon as you purchase insurance will receive confirmation by e-mail which will have a link to print id card, visa letter and other documents. Switzerland Visa Travel Insurance Please enter appropriate criteria. You will find many plans and you can also compare them side by side. One of the popular plan is Atlas International or Liaison Continent. Please feel free to contact us if you have any further questions.
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Q:Need Advise on visitor's insurance for parents Hello - My in-laws visiting us soon from India and I am looking for insurance advise. My father in-law is aged a month more than 70 and my mother in-law is less than 65. Also my father in-law had heart surgery in past. Kindly recommend us suitable plan. If need be you can directly get in touch with me. Thank You, Apurv

A:
You can purchase any comprehensive plan. But 70+ practically there is no insurance that covers pre-existing conditions. Max. you will get coverage for sudden and unexpected recurrence of pre-existing upto $2500. Try to get separate quote for your father and mother and you can narrow by the plan that covers pre-existing conditions. Please visit our website at www.insubuy.com Please feel free to contact us if you have any further questions.
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Q:I would like to visit US along with my spouse in a couple of months. In this connection I want to know whether the Insubuy Visitors Secure plan is covered for visiting doctors for general check up for prescription of drugs if the medicines brought are exhausted.. If not covered how to approach a doctor for a check up and what would be the probable fee per visit to Doctor.

A:
Thank you for your interest in purchasing insurance through us. Unfortunately, there is no short term insurance for visitors that will covers dr. visit and prescription drugs related to pre-existing conditions. You have to get from your home country or you have to pay from your pocket. You can visit our website Please enter appropriate criteria and you will find many plans that covers acute onset of pre-existing conditions. Visitor secure brochure, instant purchase link If you have any further questions feel free to contact us.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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