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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hello, I'm traveling from the U.S. to Costa Rica and need Covid-19 medical insurance as well as insurance which would cover me for accommodations for 14 days if I was to be quarantined. Do you offer such a plan?

A:
We offer travel insurance plan that would cover COVID-19 just like any other new sickness that occurs after the effective date of the policy. However, there is no plan that would pay for 14 days of expenses in case of quarantine.
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Q:We live in the U.S. We are river boat cruising from New Orleans for 4 days then back. Do we need trip insurance?

A:
Thank you for contacting Insubuy for you insurance needs. You may purchase a trip insurance plan if you are traveling more than 100 miles from your residence. You may view plan and quote them here: Should you have questions or need additional assistance please call our office at (866) 467-8289.
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Q:My husband and I are driving to Mexico for a 5 month stay. Can we get Travel Medical Insurance? If so, will it cover Covid-19?

A:
Thank you for contacting Insubuy for your insurance needs. You may purchase COVID-19 Travel Medical Insurance. If someone were to contact the virus after the effective date of the policy, the plans in this section will provide coverage for COVID-19 as any other medical expense. You will be covered anywhere outside of your home country. If you have any additional questions, please let us know.
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Q:Is COVID-19 covered in US Visitor's insurance?

A:
There are numerous plans that include coverage for COVID-19 within the coverage as any other new illnesses should it manifest in the body after the effective date of the policy. You may view and quote the plans here. Keep in mind the plans are designed to cover the new illnesses and injuries that manifest in the body after the effective date of the policy. They will exclude coverage for pre-existing conditions, preventative and routine care.
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Q:What are the rules for re-applying for short term medical insurance?

A:
Thank you for reaching out for your insurance needs. With regard to Short Term Medical plans, such as National General, there are numerous reasons one may apply for them. If you needs meet one of the listed fields on the page listing here, you may want to consider filling the form and purchasing. Should you have questions regarding the coverage or something more specific we will be able to further assist you as well. You may call our office at (866) 467-8289.
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Q:I am a graduate student at State University of New York, and I plan to buy your company's insurance. Do you have any plans that meet the SUNY and federal minimum requirements?

A:
Just to advise, based on the information we have obtained from your school's website, we would not have any plans available that can meet their requirements.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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