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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I will be visiting New York and some other parts of the US, in July/August 2019, for about 4 to 6 weeks. I am 73 years old, and in perfect health.Please let me know, which policy is suitable for me and the premium. I had taken an insurance policy from you in July 2017.

A:
Thank you for contacting Insubuy for your insurance needs. The recommended plan is Atlas America. If you have any questions please feel free to contact our office.
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Q:I am a permanent resident of California, and I am frequently traveling abroad for extended periods of time. I need, for this reason, to briefly return to California to apply for a Reentry Permit in order not to lose my status. I am planning to be back in California by late July-August and stay until mid-September. I would like to know what options you offer for green card holders who plan to stay in their own State (in my case, in California) for about a couple of months.

A:
Thank you for contacting Insubuy for your insurance needs. If you are a green card holder that is visiting the United States for a short period you can find plans in the visiting with green card section of the website. Visiting with Green card If you have any additional questions please feel free to contact our office.
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Q:I am from the Permanent Mission of Malaysia to the United Nations. I wish to get a quotation for a travel insurance for one of our staff member who will be joining us soon from Malaysia. We have had the same insurance with the International Medical Group, Inc (IMG) not too long ago for her predecessor and we are looking to find a similar coverage. Please call me or shoot me an email back for more information.

A:
I believe you are looking for Patriot International. If you need additional assistance please feel free to contact our office.
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Q:I am an international student. Could you please tell me if Insubuy meet UCLA health insurance requirement?

A:
You are eligible for the plans in the International Student Insurance section of the website. It will be up to your university whether or not they will accept the insurance. If they do not you can cancel the plan and receive a full refund prior to effective date of the plan.
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Q:My son was born in the USA but has been a UK resident for the past 34 years(most of his life, as he is now 37). He will be making a long visit of three or four months to family friends later this month, and we want to check he would be eligible for one of your policies to cover him for health and emergency dental while out of this country. I can confirm he is a UK citizen and permanent resident, but just want to check the fact of his US birth, which also gives him US citizenship, does not make him ineligible for a policy. Many thanks, and if eligible, could you please provide quotes for three months insurance starting June 20 with a $100 excess(co-pay), and advise whether OK to purchase this from the UK and extend for a month in September if necessary? Can a US-based friend pay for the premium on our behalf if not, even though this would be for a close family friend rather than a relative?

A:
We would be glad to assist. If your son is a U.S. citizen coming to temporarily visit in the U.S., one of the below plans could cover him. Patriot AmericaPatriot America Plus As long as your financial institution allows for foreign transactions you are able to use your card to purchase. If you have any additional questions, or need any additional assistance, please let us know.
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Q:My son works for a big organization in Seattle. He is covered for medical insurance by his employer. Most weekends he goes on hiking trip in the mountain ranges in Seattle. Will this be considered adventure sports? Will his medical insurance cover when he is hiking? Please advise a strategy for medical insurance under the above circumstance.

A:
Thank you for contacting Insubuy for your insurance needs. He has to check with his insurance provider for this as we do not know the details of his policy.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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