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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:J1/J2 medical insurance I am going to Princeton to do research for 3 months with my wife and baby from Hungary, Europe as a Fulbright scholar. One of my colleagues suggested for me to buy an insurance for them from you which I wish to do. However, it is NOT possible to see the PLAN DOCUMENT (that would inform me what is covered) for plan E that would cost me 393.76 USD. (0 USD deductible) Would you be so kind as to send the plan to me via email as a pdf document, please?

A:
Thank you for contacting Insubuy for your insurance needs. Please provide the name of the plan that you are interested in so that we provide the proper plan documentation for the plan you are interested in . The name of the plan is "INBOUND GUEST PLAN E". Plan E: $120,000 Maximum and according to your website I would need to pay for two persons $393.76. I am a J1 visitor and my wife and the baby are J2. This is the name of the plan as mentioned before. Here is the link too. /visitor-secure-insurance/ THESE ARE THE DETAILS I STARTED TO ENTER Coverage Start Date 6/1/2016 Coverage End Date: 8/31/2016 Medical Maximum per Injury/Sickness: Plan L: $100,000 Maximum Deductible: $0.00 Attached is the Inbound Guest brochure. You can also find many J1visa insurance plans at, /j1-visa-health-insurance/ Please enter appropriate criteria. Please select policy max. $100k. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions. Thank you for sending me the Plan. I chose plan E "0" deductible for my wife and kind. We shall be staying in Princeton so that best package is required by them. That is fine. I have a question. It is not clear to me whose passport number should be given under 'additional information'? If that my wife's passport number who is going to be the primary (insured person), or my OWN passport number since it ask for AD&D Beneficiary which is going to be me as a spouse. That will be primary applicant (insured )passport number means your wife passport number and beneficiary will be you means enter your name. /visitor-secure-insurance/ Please let us know if you have any further questions.
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Q:Visitor Medical insurance I got recommendation from my friend that your company deals with Visitor medical insurance and you stood by what you sell. My mother is coming from India and visiting me here in USA. What plan is best for her? I came to know Atlas america is the good plan. I had bad experience in the past related to ICICI lombart and other Indian companies. They reject most of the claims or tell you to come to India to get the treatment. Please guide me which plan is the best plan? Will you help us if we will have issue with the claims? Please give me your direct phone number.

A:
Thank you for your interest in purchasing visitors insurance for your mother. Atlas America is indeed an excellent plan and you can find all the information about it online at /atlasamerica-insurance/ Yes, if you are having any issues with your legitimate claims, we will certainly help you. Please read /visitors-insurance-claims-help/ If you have any further questions, please feel free to contact our office at any time and any of our licensed agents would be glad to help you.
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Q:Visitor insurance application question I would like to purchase an insurance for my In-laws who is visiting USA. In the process of filing, I came across the option called “Primary Destination� and I tried to provide USA as they travel from INDIA to USA. But In the option, I don’t see USA.

A:
Thank you for contacting Insubuy for your insurance needs. In order to better assist you we will need to know more information. Can you please advise the name of the plan you are purchasing? You may also receive assistance by contacting our office at (866) INSUBUY and speaking with a licensed agent.
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Q:Travel Insurance I want to buy travel insurance for my parents who would be visiting US from 20th June - 30th July. Apart from using the insurance for emergency care, we would also like to visit a doctor. You can see the insurance he accepts - Can you let us know if anyone of your plans will be able to accommodate the insurance the doctor accepts.

A:
What kind of treatment are you looking for? Insurance will pay for whatever treatment medically necessary as long as it's not pre-ex or preventive care. As a broker we provide insurance from many companies. As a broker we provide insurance from many companies. Which insurance plan are you planning to purchase? Please visit our website at www.insubuy.comYou will find many plans and next to comprehensive plan you will see PPO network list. Please let us know if you have any further questions. My mother suffers from Parkinson's. Our aim to visit the doctor is only for consultation, not any treatment. Can you advice if insurance will pay for it? If you visit the link for that doctor, it mentions the insurance he accepts. Can you suggest me a plan which would accommodate that? Based on the information provided, the doctor consultation for Parkinson's would not be covered. The insurance plans available for a visitor to the U.S. are designed to cover only any new illness, injury or accident which occurs after the effective date of the policy. Pre-existing conditions, routine doctors' visits, immunizations, or medications in relation to pre-existing condition are not covered. There is no plan on the market which is designed to provide this kind of coverage for a visitor. If you have any additional questions please let us know.
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Q:I am trying to buy insurance for my sister who is an Indian Citizen living in Canada and visiting me in Maryland US for 12 days. She is arriving in the US today at 6PM and departing on September 4th in the evening. While filling up the details, about applicant information, it gives a message, if the applicant is physically located in the country of Canada during this quoting session, then the purchase is prohibited and must be cancelled by clicking the cancelled button. How and should I purchase then, if she is already, THEN IT IS ALSO PROHIBITED.

A:
I think you were purchasing Atlas America plan. That plan you can't purchase if the insured person is physically located in CA and MD at the time of application. So you need to purchase Safe Travels USA Comprehensive coverage plan.
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Q:I am a British living in the UK. Travelling to America on 1 sep for a month with 3 friends. We are travelling through various states on a harley Davidson and require sufficient medical cover. Can u help?

A:
Thank you for contacting Insubuy for your insurance needs. There is a plan called Diplomat America that can cover you during your cross country motorcycle adventure. Please use the link listed below for more information on this plan and to generate a quote for coverage. As this plan is nonrenewable and non-refundable it is recommended that your read the material and contact our office for assistance if you have any questions in regards to this plan prior to purchase.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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