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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My parents are visiting US this month Sep 23rd and will stay until 28th Dec 2019. Could you please help me with a best plan for visitors insurance. My dad is 80 yrs old with no pre existing medical conditions and my mom is 75 yrs old. She is a diabetic and takes insulin.

A:
For your father, one of the more popular plan options is the Safe Travels USA Comprehensive. For your mother, a popular option is the Atlas America plan. You may get quotes here for them, just be sure to run separate quotes as they are under separate age groups. You may also purchase over the phone by contacting our office at (866) INSUBUY.
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Q:I have questions regarding travel health insurance. I live and work in the United States (MA) on a F1 visa and I am originally from India. I want to get travel health insurance for Schengen visa. How does this policy work for non US citizens? What do I add my Home country as in this case? Could you give me more details about this and how can I get my policy?

A:
Thank you for contacting Insubuy. In your situation the home country should be listed as the United States in the application. Any plan in the Schengen Visa Section of our website will meet the Schengen visa requirements. We do recommend you select a $0 deductible. One of the more popular plans in this section is the Patriot International. Please use the link provided below to view the plan details and purchase. You may also purchase over the phone by contacting our office at +1 (866) INSUBUY. Patriot International
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Q:I would like to purchase cancelation insurance, for canceling my trip for any cause. I live in Spain and I fly from Barcelona to Sydney (Australia) on the 3rd October until the 31st October.

A:
Thank you for contacting Insubuy. Unfortunately, there are no plans available for a Non-US resident which will provide coverage for cancel for any reason
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Q:I do not see any way to get a quote for a 1-way flight. The form keeps requiring a return flight date.

A:
The trip cancellation insurance plans will only insure a round trip this is why the return date is a required field. Please let us know If you have any additional questions.
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Q:Does atlas america covers pre-existing conditions and acute onset of pre-existing conditions for individuals at the age of 72 and 77?

A:
Thank you for contacting Insubuy. The Atlas America plan will provide the acute onset of pre-existing condition coverage for insureds ages 72, and 77. Please let us know if you have additional questions or need further assistance.
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Q:Just wondering for the VisitorSecure plan, does it cover both Canada and USA? My relatives will visit both countries.

A:
The VisitorSecure plan will provide coverage anywhere outside of the home country, including Canada and the U.S. Please keep in mind the plan has a restriction for Canada. The insured cannot be physically located in Canada while completing the application. Please let us know if you have any additional questions or concerns.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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