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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am a US citizen living in Canada. I will be travelling to Chicago, Illinois to work for approximately 3 months ( September 01 to Nov. 30). I am 65. Can you recommend a travel insurance plan. I do not have enough work points in US to apply for Medicare.

A:
If you are permanently residing in another country and coming to the United States to work you can purchase a short term medical plan such as National General. These plans are designed to cover the new illnesses and injuries that manifest in the body after the effective date of the plan and will exclude coverage for pre-existing conditions, preventative and routine care. Should you have additional questions please let us know. You may also call our office at (866) 467-8289.
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Q:Hi there, I need to complete an immunization in order to enroll a university in the US. Does ExchangeGuard Essential cover costs of immunization (including mmr, hepatitis b and meningococcal vaccines)? Thanks

A:
Thank you for contacting Insubuy. The plans are designed to cover the new things that manifest in the body after the effective date. With regard to immunization or vaccination there would be no coverage under any of the plans on the market. For this expense you will have to pay from your pocket. Should you have additional questions or need further assistance you may call our office at (866) 467-8289 and any of our licensed representatives will be able to assist you.
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Q:I am on OPT F1 employed and in the process of getting H1B visa. Please advice which health insurance plan I can get.

A:
Thank you for contacting us for your insurance needs. Although it is recommended to purchase the insurance if available through your employer, you may purchase a short term medical plan as well, such as the National General plan. This plan is state specific and will not allow coverage in every state. It also has restrictions on the duration you can have the insurance. For further assistance we would recommend you call our office as there may be additional plans that could offer you coverage. Our phone number is (866) 467-8289. Keep in mind that all the plans on the market will cover the same things. They will cover the new illnesses and injuries that manifest in the body after the effective date of the policy. Pre-existing conditions, preventative and routine care are excluded under the plans. If you require further information on coverage and plans available please let us know and we will gladly assist.
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Q:I have never purchased travel insurance before and confused on whether regular insurance or cancel for any reason is needed. We are going to Napa CA and the only reason we would cancel would be due to the state of California closing down the wineries which would cause us no need to travel. Is that cancel for any reason

A:
Thank you for contacting Insubuy. You would need to purchase a plan with the cancel for any reason benefit. These types of plans must be purchased within 10 to 20 days from the initial deposit, depending on the plan, in order to be eligible for the benefit. You may quote and view trip insurance plans here. Let us know if you have additional questions. You may also call our office at (866) 467-8289.
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Q:I am a Swedish national and I intend to travel to Brazil for a week to meet my fiancee which i haven't seen in 5 months. The Swedish government currently recommends against "non essential" travel to Brazil. Therefore my normal travel-medical insurance is not valid. Brazil requires a valid health insurance for immigration. Will the travel medical insurance bought on insubuy be valid?

A:
Thank you for contacting Insubuy for your insurance needs. We have numerous plans that will meet requirements for medical coverage with evacuation and repatriation benefits . You may view the plans and get quotes for them here. The plans will cover the new illnesses and injuries that manifest after their effective date. Should you have specific requirements you are needing to meet we can always recommend a specific plan if you advise us of the requirements. You may send requirements to info@insubuy.com. Should you have additional questions or need further assistance please let us know. You may also call our office at (866) 467-8289.
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Q:Affordable medical in burins for a relative arriving in the US

A:
Thank you for contacting Insubuy for your insurance needs. We have numerous plans available for who coming to the US on a visitor visa. You may view and quote the plans here. Keep in mind the plans will cover the new illnesses and injuries that manifest after the effective date. They will exclude coverage for pre-existing conditions, preventative and routine care. Should you have additional questions please let us know. You may call our office at (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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