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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am planning to undertake Kailsh Yatra in the month of June from 1st June to 18 th June I would like to take a insurance policy . My age is 54 years Kindly let me know the premium for the same and the policy details

A:
Thank you for your interest in purchasing insurance through us. We have sent you quote in a separate e-mail. You can purchase Atlas International plan which is very popular plan for kailash Mansarovar Yatra. Please feel free to contact us if you have any further questions. You can choose whatever deductible you want. It starts from $0, $100, $250 etc. If you go for lower deductible your premium will increase.
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Q:Good health/medical insurance? I need some help so I can help out my brother. Hes 26 and doesn't have any health or medical insurance and ive been getting on his case a lot about it latley. What are some free or cheap state insurance companies in Connecticut that I can have him check out. Because he doesn't make a lot of money, so he doesn't have a lot extra to spend a month. Thanks.

A:
You need to check with local insurance agent
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Q:I'm new to getting insurance and I'm planning on moving to Italy where i need to have insurance before i apply for my visa. i need to have a minimum of 50000$ coverage and i see one that can go as low as 200$ and some as high as 361$ I'm not sure what the deductible per certificate period means. I need to get the absolute cheapest plan you have and could use your help explaining what the best bet for me is

A:
Thank you for contacting Insubuy for your insurance needs. The deductible is the amount you would pay out of pocket before the insurance begins to pay their percentage. We would recommend selecting a zero deductible when purchasing the policy. You may purchase any plan in the Schengen visa section of our website, however, the most popular plan is the Atlas International. If you have any additional questions please let us know.
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Q:Does insurance have to be paid in US Dollar or can it be paid in Indian Rupee?

A:
Policies are paid in USD you are able to use an international card as long as your bank allows for international charges.
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Q:I am from India traveling with my wife to the US between 3rd to 25th June this year. My daughter stays at Cambridge MA. I would like to buy the above insurance for the travel period . Would it be Ok to be bought from here with my credit card and given my India address ? Is it mandatory to take permission from the Reserve bank? Or is it convenient for our daughter to buy it for us? Our ages are 55 and 51yrs.

A:
Thank you for contacting Insubuy for your insurance needs. You are able to purchase the policy for yourself as long as your bank allows for the US transaction. It is typically easier if your daughter purchases within the United States to allow for a smooth and seamless process. Please read the FAQ listed below for more information about making a payment with an Indian Credit Card. Payment with Indian Credit Card FAQ If you need any further assistance please feel free to contact our office.
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Q:I'm a Chinese undergraduate student, and I will take a summer program in the United States. To get my J-type vise, I have to buy a short term insurance covering my stay there. What's more, I need the Proof of medical insurance as soon as possible. I will appreciate it if you can provide me with a digital Proof of medical insurance. If Yes, could you tell me where could I get it. If No, how much time will the mail take?

A:
Any plan that you purchase will provide online documents within 30 minutes of your initial purchase that will supply you with all of the needed documentation for your University. You will find many plans available at the J1/J2 Visa Health Insurance section on our website. If you would like assistance in finding a plan that will meet your Universities requirements please send them to this email address for help from a licensed agent.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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