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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I'm interested in Atlas America insurance. Do you mail to that address the documents or do you mail me electronically? In other words, do you send documents that I have to sign/bring with me? In this case, I have to put my American address (probably work address).

A:
While purchasing Atlas America insurance you will have to answer one questions: Fulfillment: Select regular mail instead of online. If you select regular fulfillment then you will receive e-mail and plastic card by mail on whichever address you specify in the application. Please feel free to contact us if you have any further questions.
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Q:Insurance for travel to Cuba we would like to purchase travel/medical insurance for an upcoming trip to Mexico (22Jan). we are a family of 4, all US Citizens who have been living in Mexico (and issued Mexican resident ID cards) since 2007. We would like to travel to Cuba. Can you assist with insurance purchase?

A:
We do have several plans that will cover travel to Cuba and can assist in determining the best coverage options based on your specific coverage needs.
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Q:How can I know what will be covered by the insurance? I would like to buy an Inbound Guest policy but need some further explanation. Am I right in thinking that some of my pre-conditions would be defined to to be chronic, congenital or gradually worsens over time, and would not be covered by the policy. If so, would you please tell me which ones would not be covered and which would. I am right in thinking that those which would be covered would only be covered for life threatening emergency treatment which is difficult to understand. At present I am unable to judge what cover I would have for my pre-existing and will appreciate your help. For examples, if I had a heart attack would this be covered or excluded because of my controlled arrhythmia? Also, if I had a fall and damaged my lumbar region, would this not be covered because of my previous back surgery. I know you will appreciate my concerns and I look forward to a full encouraging reply so that I may soon buy the insurance. Best wishes

A:
It is not possible to go over each individual ailment and say what would or wouldn’t be covered as it there has been nothing that has happened to make a determination off of. It would all be determined at the time of the claim in the event of anything happening.
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Q:Nigerian coming to US: Pregnant Good day , I am a citizen of Nigeria and would be visiting the US soonest for maternity visit. Please I have gone through your website and would like to know exactly how much an insurance cover for me would cost especially if I am having a normal delivery. I intend to visit Dallas , Texas since I have stayed there and familiar with the environment. Kindly let me know the exact amount of insurance I am to pay as I am not sure about your calculations on your website. Regards

A:
If you are looking for insurance just to cover your delivery then there is no plan on the market that will cover that. You will have to pay all maternity related expenses out of your pocket since no insurance will cover any of those charges for a visitor to the US. If you need additional assistance please feel free to contact our office.
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Q:Visitor medical insurance: Pre-Existing conditions Visiting USA in April and shall be staying there till Jun. I want to have the medical Insurance I am diabetic with high B P Please arrange to quote the premium Thanks

A:
Thank you for your interest in purchasing insurance through us. As a broker we provide insurance from most of the major companies in US market. Insurance for an international visitors will cover any new sickness, injuries or accidents that may occur after the eff. date of the policy. It does not cover any pre-existing or preventive care. However, some plan provide coverage for acute onset of pre-existing conditions up to age 89yrs. Please find more information on acute onset of pre-ex at, /visitor-insurance-acute-onset-of-pre-existing-conditions/ Please visit our website at www.insubuy.com Enter appropriate criteria. You will find many plans and you can also compare them side by side. You can narrow by the plans with pre-ex coverage. If you provide your age and which state do you need coverage we can send quote by e-mail also. Please call our office at (866)INSUBUY and any agent in our office will be glad to help you to select the right plan as per your requirements. Have a great day!
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Q:Health Insurance for visitor to USA Hello Sir,I am Sanjay Kumar,I am applying for visitor health insurance in USA In the application they are asking for state i will go to Florida,will it cover me in the specific state or whole USA?

A:
Thank you for your interest in purchasing insurance through us. The state field is for mailing purpose on whichever address you wants us to send documents. Which insurance plan are you planning to purchase? Most of the plans provide coverage anywhere in the world except your home country and it’s not specific to one state. Please visit our website at www.insubuy.com Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions. Thank you sir,i am going to USA for clinical electives in Florida and i have to show them my health insurance,i am from Pakistan,i am going to Florida I don't have USA address right now,in address field and state field what should i put? Which insurance plan are you planning to purchase and what will be your visa status in US? Well i have not decided any insurance plan yet but most probably i will purchase policy 10000 to 25000 university have no specific requirement for health insurance.my visa status is B1/B2.i am going for clinical electives. You can purchase any of the comprehensive plan. Please select policy max. $50k-$65k. You can enter your home country address as a mailing address. Please visit our website at www.insubuy.com.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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