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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am writing this email to see if you provide health insurance for international students on OPT status. I am currently a resident alien for tax purpose. So I would need a health insurance that meet the "Minimum Essential Coverage" and provide the 1095 form. Could you provide me more information on this?

A:
Thank you for contacting Insubuy. There are unfortunately no plans that we can offer you that will be ACA compliant. It is recommended that you check with your state department of insurance.
{{currentOrigin}}/answers/other-insurance/aca-complaint-insurance-for-opt-35607/

Q:Good afternoon. I'm currently looking for a short term temporary health insurance for my mom. She is 59 years old and she recently got her green card. She will arrive here in Seattle, Washington in this October and stay in the U.S for 7 months. I'm wondering if she is eligible to purchase the Patriot America Plus insurance as a green card holder. If not, is there any other insurance plans that might be a good option for her?

A:
You can't purchase Patriot America plus if she is coming to US first time on immigrant visa. Patriot America plus plan you can purchase as long as her primary residence country is outside US. Please find eligibility rules under Patriot America plus certificate wording at, /patriot-america-plus-insurance/ /patriot-america-plus/visitors-health-insurance.pdf - page 14 D- eligibility. You can purchase International major medical plan.
{{currentOrigin}}/answers/new-immigrant-health-insurance/eligibility-for-patriot-america-plus-for-green-card-holder-61067/

Q:I am looking for insurance details for my mom. She is 70 years old and a permanent resident. Does not have insurance. She has been in the US for more than 2 years on a Greencard.

A:
Please check New Immigrant Insurance section.
{{currentOrigin}}/answers/new-immigrant-medical-insurance/insurance-for-permanent-resident-2-years-on-green-card-74182/

Q:I am looking for short term health insurance to cover myself and family as we are immigrating to California from the UK. I have completed your International Major Medical Application online form but just wanted to confirm that this policy is the correct one for us, I will be enrolled into the Company health Care with Calchoice but this will take a month to get processed so we are just after short term cover while my SSN and application are processed.

A:
You are eligible to purchase the International Major Medical plan. It will work for yourself and family for the month of coverage needed. Please use the following link to purchase this plan. International Major Medical
{{currentOrigin}}/answers/new-immigrant-insurance/international-major-medical-short-term-plan-for-new-immigrants-39490/

Q:I am an international student (F1) at University of St. Thomas - Houston Texas. I am looking forward to hearing about any plans that are better or cover my school insurance plan. I've attached the link of my school health insurance plan and requirements.

A:
Thank you for contacting Insubuy. According to the website link you have provided starting Fall of 2018 the University requires you to purchase their plan or have plan that is equivalent to theirs. None of the plans offered on the Insubuy website will be acceptable for coverage. If you need any additional clarification please contact our office.
{{currentOrigin}}/answers/international-student-health-insurance/student-insurance-waiver-university-of-st-thomas-87629/

Q:do you recommend any insurance option for the F1 student at Rutgers I have sent the requirements in the link below.

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there are no plans you can purchase on the market that will meet these requirements. You would need to purchase the plan that your university is providing.
{{currentOrigin}}/answers/international-student-health-insurance/student-insurance-for-rutgers-72679/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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