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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am a US citizen who lives in New Zealand. I will be living outside of the US for more than 330 days. If I don't purchase US health insurance, will I be charged when I file taxes, or will I be exempt?

A:
We would not be able to advise on your specific situation, but we do have an article on ACA Requirements for US Citizens Living Abroad. For help with this, we would recommend contacting a local tax specialist in your area. If you have any additional questions please let us know
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Q:Hello, does the insurance cover Covid vaccine administered in the U.S.?

A:
No, there are no insurance plans for visitors that will offer coverage for preventative care or routine maintenance of any kind. Flu, Covid-19, and other vaccines will be considered preventative care. If you have any questions please let us know.
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Q:whether travel insurance is covered in Safe travels elite or any other travel health Insurance

A:
The Safe travels elite plan covers during the travel as well as the destination.
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Q:we are a Israeli couple aged 76. Our daughter and her family hold a green card. we visit them often for different periods of time. what would be the best health insurance for us. thanks.

A:
Due to being over the age of 75, you are no longer eligible for the multi-trip plans. You will want to run a quote in the Visitors to U.S.A. section of the website and purchase insurance for each individual trip you take. If you have any additional questions, please let us know.
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Q:How to claim my flight delays

A:
Your plan does not offer any trip delay benefits. If you have any questions please call our office at 1(866)467-8289.
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Q:I am a US citizen and I am living now in India. And, I am traveling in US for 1 month starting Jan' 17, 2024. How can I get Health insurance for 1 month?

A:
The recommended plan is Patriot America Plus as this is one of the only plans that will offer coverage to a US citizen temporarily visiting the US. If you have any additional questions please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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