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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:What is the refund policy for Study USA?

A:
You can find the refund procedure and rules to Study USA here.
{{currentOrigin}}/answers/international-student-medical-insurance/study-usa-refund-procedure-and-rules-35901/

Q:Are there any service that you guys offer for H1B candidate?

A:
With the H1 visa status domestic is what is required which is typically offer from your employer.
{{currentOrigin}}/answers/other-insurance/h1-candidate-insurance-employer-domestic-39950/

Q:I want to order a health insurance plan for my visiting in Cambridge, Boston after April.25. I will arrive at Boston at April.25. I am wondering can I input the address of my friend in the online form? After my arrival, can I change the address back to my apartment?

A:
This would be fine if this is where you can receive documents.
{{currentOrigin}}/answers/f1-visa-insurance/international-student-insurance-purchased-after-arrival-93403/

Q:i have been reading and purchasing international travel medical from insubuy for sometime. if i recall...atlas international while covering to policy maximum for a pre existing condition, had a requirement of primary health care cover. looking at the quote today, and reading the policy details, i could not find this requirement. have they changed the policy?

A:
International plans will not cover for any pre-existing conditions or routine doctors' visits. Plans cover the new accidents and new illness that happen after the effective date of the policy.
{{currentOrigin}}/answers/visitors-health-insurance/international-plans-preexisting-condition-coverage-83003/

Q:I have taken the insurance back in January until April 20th. However, the flights are canceled due to COVID 19. I'm extending the insurance now. Would it cover COVID 19 as the original insurance was taken prior to this all started.

A:
That really depends upon the insurance plan you have purchased. When we searched by your email address, we didn't find any records. Please look at Coronavirus coverage in travel insurance for details. According to that, if your policy covers it, extend it. Otherwise, buy a new one at COVID-19 travel insurance.
{{currentOrigin}}/answers/visitors-insurance/coronavirus-coverage-in-travel-insurance-while-extending-84090/

Q:I am looking for 2 months of dental insurance for my parents traveling to the US. Their ages are 62, and 59.

A:
We would be glad to advise. We do have the Careington Dental and Vision discount plan. I have attached the plan link below for you to review the plan and information about the benefits it offers. Careington Discount Plan There is a $20.00 one-time non-refundable set up fee, and the plan is $11.95 a month. Therefore, the first month would be $39.95, and then $11.95 each month after. If you have additional questions, please let us know.
{{currentOrigin}}/answers/other-insurance/cost-of-careington-discount-plan-95680/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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