There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I just booked the tickets yesterday. I checked your website and found few plans. I am planning to take Travel LX which includes "Cancel for Any Reason Coverage". Let me know in case if I have any issues with my visa, if this plan will cover my return ticket cancellations and re-booking my ticket after I get my Visa.

A:
If your trip is originating from the U.S. and you are a resident here, then yes you can purchase Travel LX that comes with the cancel for any reason benefit. You just have to purchase the plan within 21 days of that initial trip deposit being made to be eligible for the cancel for any reason benefit that comes with the plan.
{{currentOrigin}}/answers/holiday-insurance/us-resident-cancel-for-any-reason-insurance-travel-lx-28949/

Q:I am US citizen my family recently moved to Chile and I will be joining them. I am a student and do have full health coverage in Chile through my fathers employers insurance plan. For the next couple of years I will be traveling back and forth and will need coverage here in the States. I would very much appreciate if you could send me some info about my options for coverage in the US. I used to be fully covered by my fathers insurance plan HUGHP Blue Choice provided by Blue Cross Blue Shield of Massachusetts. That coverage expired on September. Since I am a student I do not plan to have an employer here in the US and I am currently enrolled in a Chilean University. I would need a quote for a plan that would give me coverage in the state of MA where I am a resident.

A:
We would be glad to assist. If you are a U.S. citizen residing in Chile, the plans we have for Visitors to the U.S.A. will work for your visits here. When you are running a quote through our Visitor plan link below, it will ask for your country of citizenship, as well as your home country. Of course your country of citizenship is United States, but your country of residence or home country will be Chile as that will be where you are residing. /visitors-insurance/ Please be advised that you can also carry our Expatriate plans that you can offer coverage worldwide including the U.S. You can read over the eligibility requirements for each plan under their certificate wording link, but all plans will state that U.S. citizens must reside outside the U.S. at least 6 months out of the year. Here is the quote link for our Expatriate plans: /expatriate-health-insurance/ However, if at any time you decide to stay in the U.S. permanently, you would need to move to a U.S. domestic plan.
{{currentOrigin}}/answers/international-health-insurance/expatriate-student-worldwide-insurance-24062/

Q:I want to purchase travel insurance for parents, can i get quotes for plans?

A:
Thank you for your interest in purchasing insurance through us. Can you please provide your parents age, travel date, which state do they need coverage and will be glad to send you quote by e-mail? Meantime, please visit the Visitors to the USA section on our website to view plans. Please enter appropriate criteria. You will find many plans and you can also compare them side by side.
{{currentOrigin}}/answers/visitors-medical-insurance/visitors-insurance-for-parents-in-the-usa-39395/

Q:I would like to buy health insurance as exchange visitor with J1 VISA. My wife and 2 kids will come with me in U.S. how to make a choice between these, especially in Santa Monica area.

A:
All of the plans in our J1/J2 visa insurance section will meet the standard J1/J2 requirements.You can run quotes for these plans through the link which based on your specific information including what state you will be in will show you all available plans. If your sponsor has any additional requirements you must meet in addition to the standard requirements, you can email those to us to review and then recommend accordingly.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/health-insurance-for-j1-j2-visa-exchange-visitors-santa-monica-area-68939/

Q:I am a 57 year old woman and have a constant symmetric mural thickening in the recto sigmoid colon which will need a surgery and related treatments. Would this be covered by the insurance and which plan u recommend.

A:
Thank you for contacting Insubuy. Unfortunately, there is not a plan that you can purchase to cover the cost of planned or scheduled surgery for a visitor. You will have to pay for this expense our of pocket as plans do no cover pre-existing conditions.
{{currentOrigin}}/answers/visitor-insurance/pre-existing-coverage-in-visitor-insurance-medical-plans-43351/

Q:I am 20 years old. I am US citizen, my family recently moved to Chile and I will be joining them. I am a student and do have full health coverage in Chile through my father's employers insurance plan. For the next couple of years I will be traveling back and forth and will need coverage here in the States. I would very much appreciate if you could send me some info about my options for coverage in the US. I used to be fully covered by my father's insurance plan HUGHP Blue Choice, provided by Blue Cross Blue Shield of Massachusetts. That coverage expired on September. Since I am a student, I do not plan to have an employer here in the US, and I am currently enrolled in a Chilean University. I would need a quote for a plan that would give me coverage in the state of MA , where I am a resident.

A:
We would be glad to assist. If you are a U.S. citizen residing in Chile, the plans we have for Visitors to the U.S.A. will work for your visits here. When you are running a quote through our Visitor plan link below, it will ask for your country of citizenship, as well as your home country. Of course your country of citizenship is United States, but your country of residence or home country will be Chile as that will be where you are residing. Please let us know if you have any additional questions.
{{currentOrigin}}/answers/visitors-insurance-usa/visitor-insurance-for-us-citizen-visiting-us-91339/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More