Ask Our Specialists

Hello, Thank your for contacting Insubuy for your insurance needs. However, there are no plans that we can offer you to cover maternity or child birth cost. With plans that are available conception has to happen after the effective date of the policy for any coverage to apply. So she would not qualify for any plans that would assist in these expenses. If you need any further assistance please feel free to contact our office.

Thank you for contacting Insubuy. There is no plan available solely for the J2 which would cover a pre-existing condition. The plans available will only cover any new illness, injury or accident which occurs after the effective date of the policy. The Inbound Immigrant plan will provide a maternity benefit of $2.800 as long as conception occurs after the effective date. Please use the link below to review the plan. You may purchase online, or by contacting our office at (866) 467-8289. If you have any additional questions please let us know. Inbound Immigrant: /international-major-medical-insurance/

Thank you for contacting Insubuy. We would be more than happy to recommend a plan. If your sponsoring organization or university has any specific requirements please send them to us so we can recommend the appropriate plan. You may review the plan options available by using the link below. You may also contact our office at (866) INSUBUY. If you have any additional questions please let us know. J1 visa Medical Insurance: /j1-visa-medical-insurance/

Please be advised, Visitor Care will not meet the new requirements for the J1 visa. If you would prefer to go with a comprehensive plan that meets the new requirements, we are providing the link for the Patriot Exchange Program as well. You may purchase using the links provided below, or over the phone by contacting our office at (866) 467-8289. For information on the Patriot Exchange Plan you can go through this link: /patriot-exchange-program-insurance/ To purchase the Patriot Exchange Plan you can use this link: /patriot-exchange-program-insurance/ Please let us know if you have any further questions. thanks, can you tell me the reason, why the Visitors care does meet the requirement? The new J1 visa requirements require a repatriation of remains benefit of $25,000, and the policy maximum must be per injury or sickness. The Visitors care plan has a repatriation of remains benefit of $7,500 and the policy maximum is per period of coverage. This is why the plan does not meet the new J1 visa requirements. If you have any additional questions please let us know.

Hello, Thank you for contacting Insubuy for your insurance needs. You have a few options for coverage there is a plan called Patriot Exchange Program and a fixed coverage plan called Inbound USA that will meet your Universities requirements. Please use the links listed below for more information about the available and to compare them. If you have any questions please feel free to contact our office. Patriot Exchange Program brochure & instant purchase link: /patriot-exchange-program-insurance/ Inbound USA brochure & instant purchase link: /safe-travels-elite-insurance/ You can compare these plans at /j1-visa-health-insurance/

Hello, Thank you for contacting Insubuy for your insurance needs. Please send your Universities requirements as there are none listed on your attached compliance form. We are unable to access any links listed in your email. The university requirements are the following: The U.S. Department of State (DOS) requires a certain level of health insurance coverage for all J-1 scholars to participate in an exchange visitor program in the United States. This means that all J-1 scholars and J-2 dependents hosted at The Ohio State University are required by law to have health insurance that meets DOS requirements. Depending on your situation, you may also be subject to Affordable Care Act (ACA) rules during your stay. Thank you for your response. We are unable to advise on whether you are responsible for meeting ACA standards or not. Please confirm what your requirements are as a J visa holder in your situation and we can recommend plans accordingly. Please either list your requirements as the previous email does not include requirements. If you need the DOS standard requirements please state this. I've determined that I'm not subject ACA rules during my stay. I need a health insurance for J1 scholars that meets DOS requirements. I'll spending 4-5 months in the US, I'm 38 and non-US citizen. No spouse, no children. Hello, Thank you for contacting Insubuy for your insurance needs. You have a few options for coverage there is a plan called Patriot Exchange Program and a fixed coverage plan called Inbound USA that will meet your Universities requirements. If the requirements are those set forth by the US department of state. Please use the links listed below for more information about the available and to compare them. If you have any questions please feel free to contact our office. Patriot Exchange Program brochure & instant purchase link: /patriot-exchange-program-insurance/ Inbound USA brochure & instant purchase link: /safe-travels-elite-insurance/ You can compare these plans at /j1-visa-health-insurance/ Thank you for the email. The Patriot Exchange Program seems to be the best choice for me. Does it fulfill the following requirements ? I intend to purchase $100, 000 per incident option: Hello, Yes the Patriot Exchange Program will meet the requirements listed below. If you need any further clarification please feel free to contact our office.