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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I am a graduate student at the University of Southern California. I was checking out insurance policies on your website and came across the Patriot Exchange Program billed through United HealthCare PPO Network. I would like to know if there is a way for me to find out if the policy is accepted at USC.
Q:I am wanting to purchase the Atlas Essential America for my wife who is in the US on a J2 visa. Could you please advise if it meets the below requirements. Minimum health insurance coverage requirements for J-2 dependents: Medical benefits of at least $100,000 per person per accident or illness Repatriation of remains in the amount of $25,000 Expenses associated with medical evacuation in the amount of $50,000 Deductible not to exceed $500 per accident or illness Co-insurance up to 25% Must be underwritten by an insurance company that meets the rating requirements of the USIA or is backed by the full father and credit of your home government.
Q:I am writing to see if I am qualified to get coverage from Visitors coverage. I am 29 year old female. I work with work authorization which is due to expire, and am completing my work at my current job by then. So, I am shopping for a health insurance for myself after the expiry of my OPT STEM Extension, and EAD. I have a valid Indiana State Driver's License and will have it during my coverage period. My country of citizenship is India, and have an Indian passport. I currently reside in Indianapolis, and will do so until I get my tickets to go back to India. Will be eligible for coverage under any of your insurance plans? I don't want to spend money buying a health insurance for myself, and later realize I won't be covered cause of my citizenship, and immigration status. Please let me at the earliest.
Q:I've bought travel medical insurance for my parents visiting the US until the first week of September. They will be departing sooner than that, so I was wondering if the duration of stay can be modified and get a refund for the duration for which we don't need the insurance.
Q:Am looking into the $50,000 Emergency Medical Evacuation and $25,000 Repatriation of Remains coverage, however, as I am not yet living in the United States and am still situated in Australia and I cannot purchase. This is the only coverage we need. Please advise.
Q:Below is my university's requirement for health insurance. Students must provide proof of health insurance that meets the following California State University International Student Health Insurance requirements: The policy is valid as long as you are enrolled at the American Language Institute. Accident: medical expense limit is at least $100,000. Sickness: medical expense limit is at least $100,000. Co-payment does not exceed 25% of bill per visit. The repatriation benefit is at least $25,000. The medical evacuation benefit is at least $50,000. The annual deductible is no more than $500. The policy must pay for pre-existing conditions after six months of continuous coverage. Can you tell me the most affordable options that I can purchase?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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There are many advantages in purchasing from Insubuy® and no disadvantages.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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