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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:If i have to extend insurance period during my stay in US, is it possible? How can i do it?

A:
First you would want to make sure you are purchasing a plan that is extendable. Thereafter you will be able to extend the coverage of the plan by logging into the MyAccount section of the website with your certificate number and date of birth or you may also call our office at (866) 467-8289 to extend the coverage over the phone with one of our representatives.
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Q:from all the comprehensive coverage plans which is the most worthwhile for me I am due to arrive from Israel to Idaho . I am 68 years old, healthy and without background illnesses Thank you

A:
Some of our best sellers include the following: - Atlas America - Patriot America Plus - Safe Travels USA Comprehensive Should you have additional questions regarding a specific plan please let us know. You may also call our office at (866) 467-8289.
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Q:Can my husband get International Travel Medical Insurance, excluding the USA, that will cover Acute-Onset Illness for a Pre-existing condition? If so, what is the name of the policy? He is 72 years old.

A:
The Atlas International plan will allow the Acute Onset coverage to the policy maximum for ages less than 70. You may view the plan and its information here.
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Q:My mom is an Indian citizen with some pre existing condition, which insurance would nest cover the early onset of some of the pre existing conditions and covid as well along with other urgent care facilities if needed. Thanks

A:
If your mom is coming to the U.S.on a visitor visa, and is below the age of 80, the plan we would recommend that can provide acute onset benefits as well as benefits for Covid if contracted after the effective date would be the Atlas America plan. /atlasamerica-insurance/ This plan does have some geographic restrictions that you will want to review to verify she is eligible for the coverage based on where she is physically present. The geographic restriction link can be found through the above plan information link. All plans on the market for visitors cover for new illnesses and new injuries that occur or manifest after the effective date. They do not cover things that are preventative, routine, or pre-existing. Some plans do include Acute onset benefits of pre-existing conditions and I have attached the information link below to explain that benefit option. /visitor-insurance-acute-onset-of-pre-existing-conditions/ Please let us know if you have any additional questions.
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Q:Can you please advice if EGD procedure requires a Precertification?

A:
That depends upon the specific insurance plan you purchase. We searched by your email address and could not find any records in our system. I suggest that you review the certificate wording of the specific plan you purchased. If you need any further help and if you are Insubuy customer, please call our office.
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Q:Hello, I'm traveling from the U.S. to Costa Rica and need Covid-19 medical insurance as well as insurance which would cover me for accommodations for 14 days if I was to be quarantined. Do you offer such a plan?

A:
We offer travel insurance plan that would cover COVID-19 just like any other new sickness that occurs after the effective date of the policy. However, there is no plan that would pay for 14 days of expenses in case of quarantine.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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