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We are one of the largest brokers in the United States for international travel medical insurance. You can read about us at /about-us/ On the same web site, you will be able to see our licensing information, confirmation that we are Verisign secure web site, Hackersafe certified web site, are part of Better Business Bureau and have won multiple awards from the insurance companies. All the products that we sell are legitimate products. You can purchase the insurance online at /schengen-visa-insurance/ All the products listed there meet all the requirements of Schengen visa. Schengen visa requirements are listed at /schengen-insurance/ e.g., please look at Atlas International at /atlas-international-insurance/ It is underwritten by Lloyds of London which is the oldest and largest insurance company in the world. Please feel free to contact us at any time if you have any other questions.

I recommend that you purchase a bridge plan, available at /new-immigrant-insurance/ I am sorry I am little late in my reply as I had to study the details of the policy. At the outset I feel it will meet my immediate needs. But, I would like to know the following additional information before applying. 1: Can I take only Quarterly policy now and renew at the quarter end if required. 2: Suppose I get a new job with insurance coverage or may be I go out of US for a quarter, then I may not need this coverage and I may not renew the policy. 3: In such a case, after the break, is it possible to reapply for getting a new policy? My resident status will still continue 4: Is the premium as per the data in the table given at the end. 5: As per the document, only reimbursement is made. Does it mean that I have to pay in advance. It may not be possible in all cases. For instance in case of Hospitalization what happens? 6: How do I apply. Is it possible to apply on line and pay by credit-card or I have to send a physically filled up application. On receipt of your reply I will take action. Kindly advise. 1. Please note that bridge plan is meant if you continue to keep the policy for a long time. It is not meant as a short term policy as it requires a lot of effort on both sides to get this policy. Having said that you can pay quarterly. 2. Its ok if you don't renew. 3. You can reapply. Everything will be all over again. 4. Yes. 5. That primarily means that there is no PPO network. However, most hospitals are still willing to bill the insurance company directly as they don't expect you to carry a lots of cash and they want to get paid after all. 6. It is not available online. You have to download the application from /bridge-plan-insurance/ and send it to us.

In that field, just put the date when you would like to end the insurance for now. You can buy it online at /new-immigrant-insurance/

Please look at the bridge plan. It provides much better coverage compared to Inbound Immigrant. /bridge-plan/health-insurance/ Thank you for answer. I have still some questions. First of all, is the Bridge Plan available in Florida? You also mention that the benefits of the Bridge Plan are better than the Inbound Immigrant insurance, but the plan maximum of the Bridge Plan is $ 250,000 and the maximum of the Inbound Immigrant is $ 100,000 per injury or sickness. The Bridge Plan maximum of $ 250,000, is that the maximum per period of 12 months or lifetime. If it is per lifetime than, I think, it is probably not enough. Also the deductible, the deductible of Bridge Plan starts with $ 1,000 and the deductible of the Inbound Immigrant is only $ 75 or $ 150. The Inbound Immigrant is also cheaper. For people of our age (64 and 65), a maximum of $ 250,000 lifetime (5 years) is maybe not enough, a maximum of $ 100,000 per injury or sickness is probably better. But I do not know much about American Health Insurances so in what way are the benefits of the Bridge Plan better than the Inbound Immigrant. Inbound Immigrant is a fixed coverage plan. For. e.g. if person involved in some accient insurance company will cover only $6,600 per surgery doesn't matter how much surgery will cost you. Here is the link for brochure, /international-major-medical/travel-insurance/ Bridge plan is a comprehensive coverage ins. Link for brochure, /bridge-plan/health-insurance/ You can purchase either plan. we provide all the insurance products available in the market. If you have any further questions, please let me know. Thank you for your answer Is it certain that the Bridge Plan is available in Florida and the maximum of $ 250.000, is this the maximum per 12 month period or is it a lifetime maximum. Bridge Plan only covers plan A and B but Medicare also has plan D and C. Is there a possibillity that plan D is also covered by the Bridge Plan? I also want to have coverage of office visit and coverage of prescribed drug. Is this also possible? 1. Yes, bridge plan is available in Florida. 2. Policy maximum is life time. 3. Medicare part C and D are not available. It will cover office visits but not prescription drugs. Please let me know if you have any other questions.

Unfortunately, we have life insurance available for maximum 10 years for non US residents.

You can look at insurance plans and choose the one that is appropriate for your needs at /short-term-health-insurance/ to provide temporary coverage until you are able to enroll in an ACA-compliant domestic health insurance plan. If you have any specific questions, please feel free to contact us at any time.