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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Can I get a medical insurance for my mother, age 85 visiting USA for 4 months?

A:
Yes we have many insurance plans that you can purchase for her. Please visit our COVID 19 travel medical insurance
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Q:I am 69. I am planning a visit to upstate New York from late April for 3 months. I am looking for suitable insurance for that period.I am male, Bangladeshi. Pre-existing condition: BPH and gastritis.

A:
Thank you for contacting Insubuy for your insurance needs. If you are looking for a plan while you are in the US on a visitor visa, you may view and quote the plans in the Visitors to the USA section of our website. Keep in mind the plans are designed to cover the new illnesses and injuries that manifest in the body after the effective date of the policy. They will exclude the coverage for pre-existing conditions preventative and routine care. Should you have additional questions you may also call our office at +1 (866) 467-8289.
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Q:I have an insurance. How I will get the card? I have show it during vaccination.

A:
You may access your policy documents, such as ID card, in the MyAccount section of the website. Once logged in, you may access the documents requested. With regard to vaccination, no plan found through our site or on the market will allow for the coverage for the COVID vaccine. Should you have additional questions or need further assistance you may call our office at the number listed below.
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Q:buenas tardes. quisiera saber si tienen algun seguro de viaje por 365 dias a cualquier parte del mundo (multi-destinos). gracias!

A:
Hola, gracias por contactar con INSUBUY. Si lo que buscas es una cobertura para multiviajes de 364 dias puedes ir al siguiente enlace. /multi-trip-travel-insurance/ La duracion de cualquier viaje puede ser de 30 dias, 45 dias, 70 dias u otra duracion, dependiendo del plan y le permitira hacer cualquier numero de viajes en un ano. Si necesita que el seguro cubra viajes mas largos puedes ir al siguiente enlace y realizar una cotizacion. Debera seleccionar que la cobertura sea Internacional, incluyendo Estados Unidos. /seguro-medico-de-viaje-por-el-covid19/
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Q:Due to previous insurance of 48 years, I need a policy that would cover Covid-19 ONLY for return to Costa Rica in June. It must NOT be general coverage as I would lose this existing insurance from an injury in 1972 and court award. For this reason I have never attempted to obtain Costa Rica Residency. I am a US Citizen, 73 years old. Great health, take no medications and other than age no health conditions to make me prone to Covid-19. Type O Negative Blood as type O is said most resistant.

A:
Thank you for contacting Insubuy. We have a few plans that will include coverage for COVID-19 as long as it were to manifest in the body after the effective date. Keep in mind these plans are also designed to cover the new illnesses and injuries that manifest in the body after the effective date. They will exclude coverage for pre-existing conditions, preventative and routine care. If you are needing to meet the requirements necessary to visit Costa Rica, you may view the available plans in the Costa Rica Travel insurance section of our website. However if you primarily reside in Costa Rica, we would be unable to offer you such coverage and you would need to contact the Costa Rican government to acquire insurance to meet their standards. Should you have additional questions, you may also call our office at +1 866) 467-8289.
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Q:Hello, I am in the USA on a Q1 Visa till October, I am from Germany. I have made a postiv pregnancy test, my insurance what I have made in Germany not covering me here in the USA. What is the best insurance for me here ? I will go through the pregnancy in USA and deliver the baby in Germany. Thank in advance

A:
There are a few plans available that would offer you coverage under the Q1 visa, such as the Safe Travels USA Comprehensive plan. Keep in mind that the plan is designed to include coverage for the new illnesses and injuries that manifest in the body after the effective date. The plans will also exclude the coverage for pre-existing conditions, preventative and routine care. Unfortunately, there will not be a plan available on the market that will include the coverage for maternity care, so those expenses will have to be paid from your pocket. should you have additional questions you may also call our office at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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