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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I need to buy a Travel Insurance for Schengen Member States (Netherlands, Spain, France, and Portugal). When i tried to buy the insurance, the website does not have option to choose all countries or Group Schengen Members. It only lets me choose one country only (not all). I wonder if it is okay for Visa Application process.

A:
Thank you for your interest in purchasing insurance through us. You can purchase Atlas International plan. While purchasing insurance you can enter destination US. After that you can add max. 10 destination countries using our current client section here. Please feel free to contact us if you have any further questions.
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Q:We are expecting a baby, he is currently 21 weeks old. We've visited our doctor monthly and all test and examination records indicated everything is fine about the baby and my wife. We are planning to visit US. We will pay the hospital and doctor fees, our budget is $30,000. We are looking for an insurance to cover only unexpected situations about the delivery. Do you provide this kind of insurance and if so, I want to ask if this insurance covers our situation regardless of doctor and hospital which we get served.

A:
There are no plans on the market that will cover the cost of maternity. Anything as it relates to pregnancy for a visitor in the United States will be out of pocket. Please read the Pregnancy Coverage FAQ for more information about maternity coverage in the United States.
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Q:I see that under the "Visit USA" comprehensive plan, coverage for acute-onset of pre-existing conditions for insured over 70 years of age, is limited to $2,500. Separately, I see that Visit USA provides Emergency Medical Evacuation up to $250,000. My question was - does Visit USA provide Emergency Evacuation for acute-onset of pre-existing conditions? The reason I ask is - I see that on the visitorscoverage.com Patriot Platinum plan, they explicitly specify that "Emergency Evacuation for sudden recurrence of pre-existing conditions" is covered. I therefore wanted to know whether Visit USA or any other plan on Insubuy provides such coverage.

A:
Yes, several plans will cover emergency medical evacuation for an Acute Onset. The Atlas America plan and the Patriot America Plus plan will cover $25,000 for emergency medical evacuation for an Acute Onset. The Visit USA plan does not specifically list emergency medical evacuation for Acute Onset but instead says that it's a benefit for a covered condition. If you need additional assistance please feel free to contact our office.
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Q:i would like to receive an insurance visa letter to submit it to the German Embassy for Shengen visa.

A:
Thank you for contacting Insubuy. If you have purchased a plan please provide your certificate number for the plan you purchased. If not please use the link listed below to our Schengen visa section of the Insubuy website to locate a plan that will meet your needs. The plans in the Schengen visa section will meet the basic visa requirement as well as provide and instant visa letter. Schengen Visa Insurance If you need any assistance please feel free to contact our office.
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Q:Hi, I am planning to take visitor insurance for my parents. My father does not have any value in last name/ family name in his passport.but when I buy your insurance, last name field is mandatory. Could you please advice , if all details need to be entered as passport. Thanks

A:
Thank you for your interest in purchasing insurance through us. You can enter LNU ( last name Unknown or Undefined ) if he doesn't have last name. Please feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/visitors-medical-insurance/health-insurance-last-name-field-in-application-26522/

Q:I need an insurance as an F1 visa holder. To study in the University of California, Hastings College of the Law. I will be in the us for the fall semester - august to december. I need help to find the insurance that fits my need the best. This are the qualifications I need to be able to have that insurance. To satisfy UC?s health insurance requirement for enrolled students, the plan held by the student must:

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there are not any plans available outside of the plan offered by your university that will meet your Universities requirements. It is recommended that you purchase the plan offered by your university. If you have additional questions please feel free to contact our office.
{{currentOrigin}}/answers/international-student-insurance/student-insurance-waivers-university-of-california-15700/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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