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Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Could you explain to me what the "deductible" is? If I put it on 0, would that mean that option is not part of my plan anymore?
Q:I and my husband have a guest in our home from Kathmandu, Nepal. She came here on a student visa. She is awaiting visa approval from DHS. We expect that in months or so. She is working but does not have health insurance. We wonder what insurance would cost for her. We have our own through UCLA, so it would just be for her. Would our needs come under your Temporary Insurance. Please educate me as to what might be possible. I used your short-term insurance about 8 years ago for a visiting friend from Nepal
Q:Is it true that SF general hospital is the only trauma hospital in San Francisco (where I live), and they don't accept any private insurance? If so, what should we do if there is an accident? I am looking at the atlas america policy.
Q:My mom's tourist visa is approved and I would like to get atlas american visitors visa insurance. She will reach USA on August 23 and I would like the insurance to start from August 24 month to month Please let me know what other details you will need.
Q:Does Patriot America cover Ob/Gyn and birth control prescriptions? Also, if I choose the 0 deductible plan, does that mean I do not have to pay a co pay when going to the urgent care? Finally, for walk in clinics, does Patriot America cover CVS Walk-in clinic?
Q:When is the latest I can make the purchase, to receive the documents by October 7th? And do the saved quotes expire at any point?
Can't find answers to your questions?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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