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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am Kishore and looking for health insurance for my mother. My mother is travelling to USA on 7th July 2017 and she will leave USA on Jan 4th 2018. I need insurance for 6 months (7th July 2017 - Jan 4th 2018),please check and let me know insurance plan details. My mother will be coming to Farmington, Michigan - 48335. Her age is 61 as per passport (D.o.B 01/01/1956) and she is on B1/B2 Visa.

A:
The plans we would recommend would be the Atlas America or the Patriot America Plus. Please see the links for more information including the instant purchase button. If you need additional assistance please feel free to contact our office. You can see all of the available plans on our website by entering the required information and clicking on search & compare.
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Q:My current visa status is J1 (my wife J2), and the coverage is USA (i am living in Massachusetts). I need medical evacuation and repatriation only because I already have health insurance from the hospital I am working. I would like to know if insubuy offer emergency medical evacuation/repatriation coverage is up to 250.000 dollars, repatriation of mortal remains: 25.000 dollars and political evacuation: 10.000 dollars international assistance service included. How is the certificate delivered? How can I use the service if is necessary?

A:
Yes, you can purchase Atlas MedEvac plan that would provide only medical evacuation adn repatriation. Feel free to contact our office for additional assistance.
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Q:I am a Canadian citizen who is a legal resident of Korea. My wife and I will arrive in Seattle on July 25, and depart on Aug 23. We will also be visiting Canada. I'm looking at the $50,000-$100 deductible plan. Does it include coverage in Canada?

A:
You can purchase Atlas America plan which will provide you coverage outside your home country. Please review the plan information and feel free to contact us if you have any further questions.
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Q:Me and my family have been on a j1/j2 visas for last 2 years, and my work ends at the end of this July. We are heading to a trip across USA from August 1- August 24, and need medical insurance. I will be covered, as before, through my work until the end of July, but what plan do you suggest for August through your company? The visa will still be J1/J2, because its valid for a month after finalizing work, but I won't be enrolled in the program.

A:
You can purchase Atlas America plan for $100K as long as you are not physically located in NY, WA and MD at the time of application. Please review the plan details and feel free to contact us if you have any further questions.
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Q: I am wanting to purchase Atlas Essential for 13 months. I am restricted to 364 days. After 364 days can I renew for approx one month? I have a J1. The requirements are as follows: - Medical benefits of at least $100,000 per accident or illness. - Repatriation of remains in the amount of $25,000. - Expenses associated with the medical evacuation of the exchange visitor to his or her home country in the amount of $50,000. - A deductible not to exceed $250 per accident or illness. - Waiting period for pre-existing conditions of 6 months (current industry standard). - May include provisions for co-insurance under the terms of which the exchange visitor may be required to pay up to 25% of the covered benefits per accident or illness. - Policy must be secured to meet the benefits requirements and be underwritten by an insurance corporation with an A.M. Best rating of "A-" or above, an Insurance Solvency International, Ltd. (ISI) rating of "A-I" or above, a Standard and Poor's Claims Paying Ability rating of "A-" or above, or a Weiss Research, Inc. rating of B+ or above. Alternatively, the sponsor may ascertain that the participant's policy is backed by the full faith and credit of the government of the exchange visitor's home country.

A:
Based on the requirements below, we would recommend purchasing the Atlas Exchange plan with a 6 month pre-existing condition coverage waiting period. Please use the link to review the plan details and purchase. You may also purchase over the phone by contacting our office at (866) INSUBUY. If you have any additional questions please let us know.
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Q:I am looking for insuring my trip to Europe for two people. I will also need a letter explicitly stating that the policy will be valid for medical, hospitalization and repatriation expenses during the whole stay, covering at least the amount of 30,000 Euros. Can you provide a quote for the same and confirm if you can provide the letter? Our Details: Citizens of India Currently residing in Massachusetts, USA Travel dates are 8/29 to 9/10 (we would like to insure the trip for 5 extra days)\ Trip cost: $2,800

A:
Thank you for your interest in purchasing insurance through us. We have many plans that meets Schengen visa requirements and you will get visa letter immediately after your purchase is completed. Schengen visa medical insurance does not cover trip insurance. Are you looking for trip cancellation insurance? You can find that here. Please feel free to contact us if you have any further questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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