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Travel Insurance
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Travel Insurance
Travel insurance primarily provides coverage for prepaid non-refundable expenses in case you need to cancel your trip for covered reasons.
What does travel insurance include?
Travel insurance may be comprised of various benefits, some of these standard benefits include:
Trip Cancellation
In case you need to cancel your trip for covered reasons prior to your departure, it would reimburse you for your pre-paid, non-refundable portion of your trip cost. If you purchase the travel insurance sufficiently in advance and very close to your initial trip deposit, many travel insurance plans will let you add optional coverages, such as 'cancel for any reason'.
Learn MoreEmergency Medical Expenses
If you were to be sick or injured while on a trip this benefit could pay for those expenses. Many domestic insurance plans do not extend coverage outside the U.S. or benefits may be limited and/or subject to higher deductibles, higher coinsurance and higher out of pocket maximums.
Learn MoreTrip Interruption
This is coverage in case you need to return back home from your trip early due to covered reasons; such as your house catches fire or is flooded, or a close relative passes away, it will help you pay for the additional expenses to make arrangements to return home early.
Learn MoreEmergency Medical Evacuation / Repatriation
If you were to be injured while on your trip and/ or in a remote location, this benefit would pay to transport you to the nearest medical facility where adequate medical care can be given. Once you are stable enough to travel, it may also pay for your return.
Return of Remains
If the unthinkable were to happen while on a trip, what would your family do? This benefit provides assistance with payment and arrangement of international transportation of the deceased back home.
Baggage
A person heavily relies on the contents of their luggage during travel. If it were to become lost or delayed, many travel providers have assistance limitations; this additional benefit could allow for these items to be replaced so you may continue with your travels.
Learn MoreAccidental Death & Dismemberment
This coverage would apply if you were to pass away or become dismembered in an accident. Some plans only cover this benefit if caused as a result of travelling in a common carrier, such as a plane or train.
Ancillary Benefits
There may be other benefits such as travel delay, passport replacement, emergency cash transfer, rental car coverage, flight accident, concierge services, ID theft assistance, the return of minor children, etc. These benefits vary among insurance policies.
Sometimes life happens and plans change.
Don't get caught without travel insurance, get free quotes today!
Travel Insurance Coverage Options
Depending on what is most important for you to have covered, there may be a plan better tailored to your needs:
Trip Cancellation Insurance
Trip cancellation insurance primarily provides coverage for prepaid non-refundable expenses in case you need to cancel your trip for covered reasons. You would insure your trip costs such as airfare, accommodations, cruise and tour costs.
Travel Medical Insurance
Travel medical insurance would primarily provide medical coverage, while also offering other travel related benefits to you while you are on your international trip. There are multiple types of such insurance plans.
Accidental Death & Dismemberment
This coverage would apply if you were to pass away or become dismembered in an accident. Some plans only cover this benefit if caused as a result of travelling in a common carrier, such as a plane or train.
Annual Multi-Trip Insurance
If you are taking multiple trips in a year, it may be advisable to take an annual travel insurance policy that would provide coverage for you throughout the year. It typically provides a higher amount of coverage and is usually cheaper.
Insurance Guide
Our insurance guide makes it very easy to navigate the complexities of travel insurance.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More