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Travel Insurance

Travel insurance primarily provides coverage for prepaid non-refundable expenses in case you need to cancel your trip for covered reasons.

Sometimes life happens and plans change.

Don't get caught without travel insurance, get free quotes today!

Frequently Asked Questions About Travel Insurance

  • What is travel insurance?

    Travel insurance is trip insurance for American residents taking international or domestic trips. It provides both travel and medical coverage and can include numerous other benefits depending on the plan.

  • Key Benefits of travel insurance (what it covers)

    Though each can differ when you compare travel insurance plans, most feature benefits including:

    • Trip cancellation coverage
    • Trip interruption coverage
    • Travel delay coverage
    • Coverage for lost or delayed luggage
    • Emergency medical coverage
    • Other ancillary benefits including lost passport assistance and emergency cash transfer
  • Why do you need travel insurance?

    You need travel insurance because many of the biggest expenses involved in taking a trip are nonrefundable, such as airline tickets and prepaid hotel bookings. A travel insurance plan can reimburse you for your prepaid, nonrefundable expenses if your trip has to be cancelled, delayed, or interrupted for a covered reason.

  • How much does travel insurance typically cost?

    The cost of international travel insurance and domestic travel insurance can vary depending on the plan you choose, your trip details, your personal details, and the level of coverage you select. Enter your information in the quote form above to see a travel insurance comparison of the plans that meet your needs.

  • Which company's travel insurance is best?

    If you’re looking to compare travel insurance and wondering which company has the best international travel insurance or domestic coverage, you’ve come to the right place. Our website makes it easy to do a travel insurance comparison to see which plan is the best for you. We offer all the best insurance plans from top travel insurance companies. Enter your information in the quote form above to view them.

  • Is travel insurance worth it?

    Travel insurance is definitely worth it because you can’t predict the future. If you have to cancel your trip or become sick or injured on your trip, it could cost you a lot of money. Travel insurance can protect you from those unexpected expenses.

  • Can I purchase travel insurance after booking an airplane ticket?

    Certainly, but we recommend you purchase trip insurance soon after. If something were to happen that causes you to need to cancel your trip before the effective date of the policy, it would not be covered.

Customer Experiences

Over two decades of excellent customer experiences, read what customers are saying about Insubuy.

  • Insubuy rated excellent on TrustPilot
  • Insubuy rated excellent on Google

Why Buy from Insubuy?

Insubuy has been helping insure travelers for more than 20 years.

Insubuy has helped more than 3 million travelers find their perfect insurance.

Insubuy is an award-winning, US-based travel insurance marketplace.

Insubuy has been an innovator in travel and international insurance since 2000.

Insubuy has been helping insure travelers, international students, and expats for over two decades, offering a one-stop-shop insurance marketplace for quick and easy coverage in minutes, all backed by superior customer service.

Our industry-leading website makes it simple to compare plans side by side and ensure you’re getting the best coverage for your needs. And if you ever need assistance, our Plano, Texas-based customer service agents are available to help when you need it.

  • Lowest Price Guarantee – Insurance prices are regulated by law, so you’ll always get the best price.
  • Expert Advice – Licensed agents are standing by to answer any question you may have.
  • Secure Purchase – Insubuy is GoDaddy verified and secured, and a certified TrustedSite.
  • Buy with Confidence – Insubuy is rated A+ with the Better Business Bureau.
  • Self-Service Capabilities – Our MyAccount portal allows you to access and manage your insurance information 24/7.
  • No Spam – You’ll never receive unsolicited spam when you purchase from Insubuy.

Looking for a different type of coverage?

Trip Cancellation Insurance

Trip cancellation insurance covers prepaid non-refundable expenses like airfare, accommodations, cruises, and tours if canceled for covered reasons.

Travel Medical Insurance

Travel medical insurance provides medical coverage and other travel benefits during international trips, with various plan types available.

Accidental Death & Dismemberment

This coverage applies if you die or are dismembered in an accident, with some plans covering only common carrier incidents like planes or trains.

Annual Multi-Trip Insurance

For multiple trips, annual travel insurance offers year-round coverage, typically higher amounts, and is usually cheaper.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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