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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hi, My mother will be traveling to US in 2021 as green card holder. She is 69 years old. I just wanted to get information about available insurance options I can purchase prior to her arrival?

A:
Thank you for contacting Insubuy for your insurance needs. There are numerous plans available for your mother depending on her situation. If she is immigrating to permanently reside in the US, you would want to purchase a plan here. Keep in mind you may continue coverage under these plans as long as she is not eligible for a domestic insurance plan. If she is just visiting the US and has a permanently resides in another country, you may purchase a plan here. Keep in mind all the plans on the market are going to cover the new illnesses and injuires that manifest after the effective date of the policy. They will not cover the pre-existing conditions, preventative or routine care. Please let us know if you have additional questions or need further assistance.
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Q:HELLO I AM FROM LITHUANIA... AND I NEED GO TO THAILAND, CAN I GET INSURANCE FOR ME....THANK YOU

A:
If you are needing medical insurance for COVID-19 coverage you may view and quote plans here. Keep in mind the plans are designed to cover the new illnesses and injuries that mnaifest after the effective date of the policy. They will not cover pre-existing conditions, preventative or routine care. Please let us know if you have additional questions or need further assistance.
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Q:how I can find contracted rates in PPO network for safe travels for visitor to USA - Fixed rate plan?

A:
Contracted rates are something that is decided between the PPO network and the medical professional. You would be unable to view this information, but you can always call the medical professional to see what they charge. To view the schedule of benefits for the Safe Travels for Visitors to the USA, you may click here. Let us know if you have additional questions.
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Q:Hi, I am an expat US citizen visiting the US for an extended stay of about 7 months. I am looking at the Patriot plan. However I have some questions about this plan. 1. It says CoVid is excluded. I can't buy a plan without CoVid cover. Do you have alternatives? 2. Could you confirm that the Patriot plan can be purchased by visiting US citizens?

A:
The Patriot America plan if fine to purchase for US citizens visiting the United States, but if you are looking for a plan that is suitable for US citizens and allows for COVID-19 coverage, you will want to purchase the Diplomat America plan. Keep in mind the plans are meant to cover the new illnesses and injuries that manifest in the body after the effective date of the policy. They will not cover pre-existing conditions, preventative or routine care. Should you have additional questions please let us know.
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Q:Is there covid 19 coverage?

A:
There are numerous plans available that offer COVID-19 coverage and can be quoted here. Please keep in mind the plans are designed to cover the new illnesses and injuries that manifest in the body after the effective date of the policy. They will not cover the pre-existing conditions, preventative or routine care. To read more about plans with COVID-19 coverage you may also look here.
{{currentOrigin}}/answers/international-travel-insurance/covid-19-medical-insurance-for-travel-40715/

Q:Hi, My cousin came to USA from India on F1 visa for studies and she had OPT till July 2nd and was working with OPT EAD card. Since she is unable to travel to India due to ban of international flights, we want to take an health insurance for 30 to 60 days. Is there any option for that? Please reply asap.

A:
If your cousin is currently on an active F1 visa and was on OPT, so is not enrolled in school presently, she can find plans that can cover her for the 30-60 days here: /opt-medical-insurance/ Please be advised that some plans include Covid-19 benefits and some do not. Under each plan's information it will advise. If you have any additional questions, please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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