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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Thank you for your response. I know what physicians and hospitals covered under my zip code. My question was specifically for urgent/emergency care and not regular hospital visits. If none of your plans cover this in my locality, the plans are not useful to us. I also know that some plans cover acute onset of pre-ex (and that is what I am planning to buy). But the question here is - if my parents are in a network like First Health PPO (or any other network) under a comprehensive plan, where can we go in case of an emergency? Please help me understand this specific detail. We will only buy a plan that will have emergency or urgent care coverage in our locality. My dad's age is 75. He is arriving on Dec 17.. I am planning to go for a $200K cover for him.
Q:My mother is 87 and is planning to come visit me in San Diego. I wanted to see if there are any restrictions on the insurance. She has a pace maker but other then that she is in perfect health
Q:I'm looking for insurance with the following requirements: Minimum Coverage Requirements Students must provide proof of health insurance that meets the following California State University International Student Health Insurance requirements: The policy is valid as long as you are enrolled at the American Language Institute. Accident: medical expense limit is at least $100,000. Sickness: medical expense limit is at least $100,000. Co-payment does not exceed 25% of bill per visit. The repatriation benefit is at least $25,000. The medical evacuation benefit is at least $50,000. The annual deductible is no more than $500. The policy must pay for pre-existing conditions after six months of continuous coverage. Could you recommend a suitable plan?
Q:My son is a US citizen, but attends college in Vancouver, Canada. He spends the majority of the year in Canada and comes back home to visit us for a short time during the winter break. Does he qualify for the Patriot America, Travel to USA insurance? Thank you
Q:Hello, I have been purchasing several policies from you within the last 10 years. This year, I have to go to the US from Jan 21 to Feb 8, 2019, and I need to purchase a medical and travel insurance coverage. What do you suggest for me so that I can be FULLY covered while in the US as an Italian citizen? Please advice. Thanks! Ciao,
Q:I live in Canada and my sister in law is coming to visit us from Brazil. Can she purchase with you an insurance covering her stay in Canada or your insurance cover only US trip or trip performed by US citizen? Thanks
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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