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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:insurance needed for a group of 4:1) Age 422) Age 363) Age 44) Age 77

A:
Group insurance is designed for 5 or more people traveling together. It is recommended that you purchase the plans separately for each person. You can use one of the following links to run a quote: For Visitors to U.S.A. For Travel Outside U.S.A.
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Q:My cousin is on a student visa and is planning to bring his 25 year old wife and 2 year old kid to US to stay with him. He is looking for a suitable insurance plan. Can you suggest a plan for this family? He has insurance with his school he is attending.

A:
You can run a quote for F1/F2 visa holders in the Students (F1/F2) section of the website. If you are on a J1 or J2 visa you can run a quote in the Exchange Visitors (J1/J2) section of the website to insure that the plans will meet the minimum J1/J2 requirements. If you have any questions about how the plans work or which plan to choose, it is recommended to call our office at 1(866) INSUBUY (4678289).
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Q:I'm wondering if I can get a covid shot at an Urgent Care clinic in Bend, OR, if that would be paid for. I'm checking if any pharmacies in the vicinity (radius 25 miles) have the shot, but non have it yet. The local doctors say it will be a couple of weeks before they get it. But if it's covered, or the price is reasonable, I'll go ahead and get an appt. Thanks for your help.

A:
Preventative care and routine maintenance is not covered under any visitors plans on the market. Therefore, vaccines such as the COVID-19 vaccine or flu shot, which would be considered preventative care, would not receive coverage. if you have any additional questions please let us know.
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Q:We are Canadian looking for medical overage for the US and Mexico. Where do you find the online questionnaire

A:
You can run a quote for visitors to the US in the Visitors to U.S.A. section of the website. There is not questionsaire that needs to be filled out, but when running a quote, be sure to select "international including USA" under Coverage Area to insure the plans will cover you outside the US. This will not affect your premium. If you have any additional questions please let us know.
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Q:I wanna ask about maternity coverage in Georgia state for visit visa

A:
Unfortunately, Maternity coverage is not available to B1/B2 visitors to the United states. There are some plans, like Atlas America, that can cover the Complications of Pregnancy up to the first 26 weeks, however, no plans on the market will cover for routine care or delivery costs for people visiting the US. If you are on a different visa, such as an F-1 or J-1 visa, there are plans that will offer some maternity coverage as long as the pregnancy occurs after the effective date of the policy. If you have any additional questions please call our office at 1(866) INSUBUY (4678289).
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Q:where can I email my claim

A:
The Claims Submission Process will vary depending on your plan. You can find the directions on how and where to send your claim on your claim form. If you have any additional questions about claims, the number to the claims department is on the back of your ID card. If you have any additional questions please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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