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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:J1/J2 Hospital and Doctor I am on J1 visa.I have inbound USA insurance.I have a son who is type 1 diabetic.I would like to visit an endocrinologist for him. So, I would like to know which hospitals can I visit under my plan.

A:
Inbound USA plan there is no PPO network. You can visit any dr. / hospitals. Insurance will not pay for any routine dr. visit for diabetes. Please contact benefits dept. at 800-335-0477 to verify benefits and coverage.
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Q:Question on insurance I am going to stay as a J1 holder for two years with my wife and 2nd son(J2). During that period my first son will attend private school with F1. If I buy an insurance for my family including my son, F1 holder, does the insurance cover him too? Or should I buy another for him. We will stay at same home. Let me guide possible selection for us.

A:
You can purchase the same insurance as long as he is younger than 17yrs and there is no insurance requirements from his school. You can find plans for J1/J2 visa at, /j1-visa-health-insurance/ Link for F1visa insurance at, /international-student-medical-insurance/ Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
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Q:Green card holder insurance questions I'm student,and permanent resident for 4 years. I need it for just one year! So is visitor care better for me? Hello, is visitor care considered as health insurance? I mean can I submit it to my college as a proof of having health insurance? I need to know more about it please, Thanks.

A:
Are you on student visa or Green card holder? Green card holder for almost 4 years. As a green card holder you are required to have a domestic insurance that is ACA compliant in order to avoid penalties for not having a compliant plan. It is advisable to purchase an insurance plan from your University in order to have a proper medical insurance for a U.S. Permanent resident. If you need any further clarification please feel free to contact our office.
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Q:Insurance Purchase for J2 I will be traveling to the US as a visiting student for 6 months with J-1 status. I am trying purchase health insurance for my wife and our child (both J-2) (for just my wife and child, as I will be insured via school's own insurance). However, whenever I try to purchase insurance for my wife (J-2), I got the options as shown in the screenshot below. My wife will not be in J-1 status and those listed options with "Meets J1 Visa Requirements" labels make me a little confused. Am I doing something wrong?

A:
Thank you for contacting Insubuy. The J1 visa requirements also apply to someone on a J2 visa. This is stating the deductible amounts selected will meet the standard J1/J2 visa requirements. You may purchase this plan for your wife and child. If you have any additional questions please let us know. Hi again, Thanks for the swift response. If I select the state properly, may I safely assume that the insurance I will be purchasing will meet the federal and state J1/J2 health insurance requirements? Yes, the Atlas plan will meet the requirements. If you have any additional questions please let us know.
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Q:J1 insurance My country of residence is in the UK, is the insurance still available for me? My Visa sponsor requires someone from the insurance company to sign a documentation that states that the insurance I have meets these requirements (which it should, at least based on your website). Is it possible to have someone sign this form and send it back to me? If it is possible, I will buy the insurance from you. I have attached the document here for you to have a look before I buy anything.

A:
Thank you for your interest in purchasing insurance through us. Yes. We have many plans that meet the standard J1/J2 visa requirements and the compliance department will sign the form to show compliance. Please visit /j1-visa-health-insurance/ Enter appropriate criteria and you will find many plans for J1 visa. You can also compare them side by side. Please feel free to contact us if you have any further questions.
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Q:J1/J2 visitor health insurance I am really interested in purchasing visitor health insurance from your company. I come from Thailand and host a visiting fellow position at Cornell University, Ithaca. My appointment begins since May 1, 2016 to August 1, 2016. My Thai friend and your former client has highly recommended me to purchase insurance coverage from your company. She informed me that your rate is approximately $ 235.77 (premium package). As such, I would like to purchase this reasonable package from your company. But my case may be different because I want to buy insurance for my wife as well. So, there are totally 2 persons for this case. Please kindly let me know how to purchase your insurance. We can also visit your office in Ithaca. Your assistance in this matter will be highly appreciated.

A:
Thank you for contacting Insubuy for your insurance needs. Please provide the name of the plan that you are interested in purchasing so that we can properly determine eligibility for coverage. Also if you would provide the dates of coverage that would be needed as well as your visa status we can make a better determination. Thank you very much for your message. Cornell University policy mandate that all exchange visitor or J-1 visa holders and their dependents (J 2) must have health and accident insurance in order to participate in Cornell's Exchange Visitor Program. Minimum level of insurance coverage for J 1 visa holders required 1. medical benefits of at least $ 100000 per accident or illness 2. repatriation of remains in the amount of $ 25000 3. expenses associated with the medical evacuation to home country in the amount of $ 50000 4. a deductible not to exceed $ 500 per accident or illness As I and my wife are J 1 and J 2 visa holder respectively, we are required to purchase coverage in accordance with mentioned requirements. Cornell University suggested me to purchase insurance locally for ensuring my lawful status as a visiting fellow. In my visa, the issue date is 3 May 2016 and the expiration date is 1 August 2016. For DS-2019, issues by Cornell, my date appointment is from 1 May 2016 until 1 August 2016. However, I entered to the United States on 11 May 2016. In this matter, I wish to have the dates of coverage from 1 May 2016 until 1 August 2016. Moreover, I may have a plan to fly back to Thailand after 1 August 2016 and aim to extend my stay until 1 September. So, I am not sure which dates of coverage would be applicable for my case. So, it would be useful to have your advice for my planning. Thank you in advance for your assistance. Looking forwards to seeing your kind reply. We have many insurance products that meets standard J1/J2 visa requirements. Are you already in NY. If yes then we can start the coverage as early as tomorrow. You can purchase Patriot Exchange plan. Patriot Exchange brochure, instant purchase link, /patriot-exchange-program-insurance/ You can find many plans for J1/J2 visa holders at, /j1-visa-health-insurance/ Please feel free to contact us if you have any further questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

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