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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Need Insurance : Greensboro uni North Carolina require the following : Benefit max to be no less than $100, 000 per accident or illness. Plan deductible may not exceed $500 per accident or illness per plan year. Minimum of $25,000 For medical evacuation. Minimum of $25000 For repatriation.

A:
The plans in the International Student Insurance section are the plans you would be eligible for. We have also sent you an email with the available plans for coverage that are recommended. All of these plans will cover any new accidents and new illnesses that happen after the effective date of the policy as well as meet the aforementioned requirements for coverage.
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Q: I'm looking to buy travel insurance for 72 yr old female, traveling from India. All these travel insurance options are confusing and unclear to me. Before purchasing I want to know the following: Providers, ER and hospitals that she can use. Co- Pay & what will be covered. Traveler has underlying diabetes, blood pressure for which she is on long term medications. Is that an issue with coverage? Also, if we travel outside of the US, possibly Canada -- is she covered for only US?

A:
Thank you for contacting Insubuy for your insurance needs. The list of providers is going to vary by plan and network. If you can provide the name(s) of the plan that you are interested in we are happy to send you the PPO network search links for your review. We can also answer your additional question according to the plan that you are interested in.
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Q:Will I receive the package including ID card and other documents via mail? Or I just am able to download the pdf file?

A:
Depending upon the plan purchased you will received physical documents in the mail. All policies will allow you to print documents virtually after purchase.
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Q:Will Diplomat cover in Pennsylvania and California. Does diplomat have a cashless hospitalization policy ? With Diplomat can i go to any doctor in PA and and will i be reimbursed ?

A:
The Diplomat America plan will provide coverage in both states. This plan does not have a PPO network. You may visit any provider you like, but it will be up to the provider choose if they directly bill. Please let us know if you have any additional questions.
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Q:My mom is travelling to USA from India. i want to buy Visitor Insurance for my mom from Insubuy can I?

A:
If you are needing to purchase Visitor Insurance, you can enter in their specific travel information in the quote form.
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Q:My wife will be travelling to 2 places California and Erie , Pennsylvania. Will anything change if i choose Diplomat america. There seems to very few choices only Patriot and Diplomat - Is there nothing else -- given that she will be there for 3 months in US

A:
Those are the only plans that will cover a U.S. citizen visiting the U.S. I am not sure what you mean by will anything change. Some major differences between the Diplomat and the Patriot Plans are that the Patriot plans can cover during travel as Diplomat will cover only when in the U.S. Also, the Patriot plans are extendable, have a refund policy, and offer a PPO network, whereas Diplomat does not have a network, is not extendable or refundable.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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