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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Green card holder student Hi, I am looking for a fully comprehensive medical insurance for my son (green card holder) and will be studing in US High school (in New Jersey) from Sep 2006, current age 16 (DOB: Oct 04 1989). Do you have any medical insurance products suitable for him. Regards

A:
Thank you for your interest in purchasing health insurance for your son. You can consider purchasing Protection America plan, available at /patriot-america-lite-insurance/ He is not eligible for the insurance plans meant specifically for students. e.g., Study USA-HealthCare - Greencard holders not eligible HTH Global Student Health - Silver & Gold - Greencard holders not eligible MNU Student Secure - High school children not eligible Assurant Health - Student Select - Not available in state of New Jersey. Please let me know if you have any other questions.
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Q:Maternity in Study USA Healthcare Study-USA Healthcare: I an international student already in the US looking for health insurance coverage. Because I am female, I wanted to know whether the Study-USA Healthcare insurance also covers medical expenses for doctor visits and screenings for pregnancy and pregnancy complications.

A:
Thank you for your interest in purchasing Study USA-Healthcare. As long as the conception occurs after the effective date of the policy, maternity will be covered just like any other illness. Please let me know if you have any other questions.
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Q:University of South Carolina I am an international student currently studying at the University of South Carolina. Thinking of transferring my insurance plan to yours, I’d like to make sure your plan meets the requirement of my school. I’m interested in Plan A of your Study USA-Health Care. In this plan, however, I can’t find the “maximum lifetime benefits,� which is one of the major requirements of my school. Could you please tell me if this plan meets the requirements? Thanks a lot.

A:
Study USA-Healthcare meets all the requirements you mentioned. There is no life time maximum in Study USA. It pays $200,000 per every sickness. Therefore, if you get sick 10 times, and if needed, it will pay $2,000,000. You can make instant purchase of Study USA at /study-usa-insurance/ Please let me know if you have any other questions.
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Q:Schengen travel insurance information I'm 31 years old, brazilian student, and I'll be going to Sweden (Umea, 350 miles from Stockholm at the north direction) for a exchange program from Jan 1, 2007 to Jun 30, 2007 (6 months). One of the requirements of the program is the acquisition of a International Medical Insurance and/or Assistance Health Plan that covers at least 30.000 Euros for medical emergencies. I've made a research on the internet and I've found the insurance Visitors Care® in your website. I would like if this insurance realy covers the amount requested and how does this insurance works: in an emergency situation, do I arrange medical assistance by myself and later send you the receipts requesting reimbursement or should I call you and you will tell me where I can get medical assistance?

A:
Visitors Care does NOT meet the requirements of Schengen visa. You need to purchase Atlas Intenational that meets all the requirements ofSchengen visa. You can make instant purchase online at /atlas-international/travel-health-insurance/ Please feel free to contact us at any time if you have any other questions.
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Q:Traveling to Schengen from US and from Philippines Hello, I would like to purchase a schengen visa health insurance. My details - I am 33, I will departing from and returning to Arizona, USA - My spouse is coming from & returning to the Philippines. Is this covered in once of your insurance policies? Travel dates are 12/26/2006 - 01/10/2007. Thanks.

A:
Yes, both of you could purchase Atlas International insurance plan to cover you in Schengen area. You can make instant purchase online at /atlas-international/travel-health-insurance/?affiliateid=schengen Please feel free to contact us at any time if you have any further questions.
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Q:Procedure for purchasing Schengen Visa Insurance I would like to have information on the following: Two seniors are applying for the Schengen visa, one aged 62yrs and the other 58yrs. They are applying for multiple entries for 180 days. Can you please let me know the procedures and the type of insurance we need to apply for.

A:
Thank you for your interest in purchasing Schengen visa insurance. For understanding the Schengen visa insurance requirements, /schengen-insurance/ The best insurance product for Schengen visa purposes is Atlas International, available for instant purchase at /atlas-international/travel-health-insurance/ To understand why it is the best, please read /atlas-international/schengen-visa-insurance/ You can make instant purchase online. If you have any other questions, please feel free to contact us at any time.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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